{"id":2630,"date":"2026-03-21T20:57:06","date_gmt":"2026-03-21T20:57:06","guid":{"rendered":"https:\/\/toolstecique.com\/?p=2630"},"modified":"2026-03-21T20:57:06","modified_gmt":"2026-03-21T20:57:06","slug":"sba-504-loan-requirements-complete-2026-guide","status":"publish","type":"post","link":"https:\/\/toolstecique.com\/ar\/sba-504-loan-requirements-complete-2026-guide\/","title":{"rendered":"\u0645\u062a\u0637\u0644\u0628\u0627\u062a \u0642\u0631\u0636 SBA 504: \u062f\u0644\u064a\u0644 \u0643\u0627\u0645\u0644 \u0644\u0639\u0627\u0645 2026"},"content":{"rendered":"<p>\u0628\u0627\u062e\u062a\u0635\u0627\u0631\u060c \u0644\u0644\u062a\u0623\u0647\u0644 \u0644\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0642\u0631\u0636 SBA 504 \u0641\u064a \u0639\u0627\u0645 2026\u060c \u064a\u062c\u0628 \u0639\u0644\u0649 \u0634\u0631\u0643\u062a\u0643 \u0627\u0633\u062a\u064a\u0641\u0627\u0621 \u0627\u0644\u0634\u0631\u0648\u0637 \u0627\u0644\u062a\u0627\u0644\u064a\u0629: (1) \u0623\u0646 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\u0627\u0644\u0639\u0642\u0627\u0631\u0627\u062a \u0627\u0644\u062a\u062c\u0627\u0631\u064a\u0629 \u0627\u0644\u0642\u0627\u0626\u0645\u0629 (\u0648\u0641\u0642 \u0634\u0631\u0648\u0637 \u0645\u062d\u062f\u062f\u0629)<\/li>\n<\/ul>\n<table width=\"624\">\n<tbody>\n<tr>\n<td width=\"624\"><strong>\u0645\u0627 \u0644\u0627 \u064a\u0633\u062a\u0637\u064a\u0639 \u062a\u0645\u0648\u064a\u0644\u0647<\/strong><\/p>\n<p>\u2717 \u0631\u0623\u0633 \u0627\u0644\u0645\u0627\u0644 \u0627\u0644\u0639\u0627\u0645\u0644 \u0623\u0648 \u0627\u0644\u0645\u062e\u0632\u0648\u0646<\/p>\n<p>\u2717 \u062a\u0648\u062d\u064a\u062f \u0623\u0648 \u0633\u062f\u0627\u062f \u0645\u0639\u0638\u0645 \u062f\u064a\u0648\u0646 \u0627\u0644\u0623\u0639\u0645\u0627\u0644 \u0627\u0644\u0642\u0627\u0626\u0645\u0629<\/p>\n<p>\u2717 \u0627\u0644\u0639\u0642\u0627\u0631\u0627\u062a \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631\u064a\u0629 \u0623\u0648 \u0627\u0644\u0639\u0642\u0627\u0631\u0627\u062a \u0627\u0644\u0645\u0624\u062c\u0631\u0629 \u0627\u0644\u062a\u064a \u064a\u062a\u0645 \u0627\u0644\u0627\u062d\u062a\u0641\u0627\u0638 \u0628\u0647\u0627 \u0644\u062a\u062d\u0642\u064a\u0642 \u0627\u0644\u0631\u0628\u062d<\/p>\n<p>\u2717 \u0623\u0646\u0634\u0637\u0629 \u0627\u0644\u0645\u0636\u0627\u0631\u0628\u0629 \u0623\u0648 \u0623\u0639\u0645\u0627\u0644 \u0627\u0644\u062f\u062e\u0644 \u0627\u0644\u0633\u0644\u0628\u064a<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2>\u0634\u0631\u062d \u0647\u064a\u0643\u0644 \u0627\u0644\u0642\u0631\u0636 50\/40\/10<\/h2>\n<p>\u0625\u0646 \u0642\u0631\u0636 SBA 504 \u0644\u064a\u0633 \u0642\u0631\u0636\u064b\u0627 \u0648\u0627\u062d\u062f\u064b\u0627 \u0645\u0646 \u062c\u0647\u0629 \u0625\u0642\u0631\u0627\u0636 \u0648\u0627\u062d\u062f\u0629 - \u0625\u0646\u0647 \u0647\u064a\u0643\u0644 \u062b\u0644\u0627\u062b\u064a \u0627\u0644\u0623\u0637\u0631\u0627\u0641 \u064a\u062c\u062f\u0647 \u0645\u0639\u0638\u0645 \u0623\u0635\u062d\u0627\u0628 \u0627\u0644\u0623\u0639\u0645\u0627\u0644 \u0627\u0644\u0635\u063a\u064a\u0631\u0629 \u0628\u0633\u064a\u0637\u064b\u0627 \u0628\u0634\u0643\u0644 \u0645\u062f\u0647\u0634 \u0628\u0645\u062c\u0631\u062f \u0631\u0624\u064a\u062a\u0647 \u0645\u0648\u0636\u062d\u064b\u0627.<\/p>\n<table width=\"624\">\n<thead>\n<tr>\n<td width=\"187\"><strong>\u062d\u0632\u0628<\/strong><\/td>\n<td width=\"133\"><strong>\u0645\u0633\u0627\u0647\u0645\u0629<\/strong><\/td>\n<td width=\"120\"><strong>\u0645\u0648\u0642\u0639 \u0627\u0644\u0627\u0645\u062a\u064a\u0627\u0632<\/strong><\/td>\n<td width=\"184\"><strong>\u062a\u0641\u0627\u0635\u064a\u0644 \u0631\u0626\u064a\u0633\u064a\u0629<\/strong><\/td>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td width=\"187\">\u0628\u0646\u0643 \u062a\u0642\u0644\u064a\u062f\u064a \/ \u0645\u064f\u0642\u0631\u0636<\/td>\n<td width=\"133\">50% \u0645\u0646 \u062a\u0643\u0644\u0641\u0629 \u0627\u0644\u0645\u0634\u0631\u0648\u0639<\/td>\n<td width=\"120\">\u0627\u0644\u0631\u0647\u0646 \u0627\u0644\u0623\u0648\u0644<\/td>\n<td width=\"184\">\u0634\u0631\u0648\u0637 \u062a\u062c\u0627\u0631\u064a\u0629 \u0642\u064a\u0627\u0633\u064a\u0629\u060c \u0645\u062f\u0629 \u0644\u0627 \u062a\u0642\u0644 \u0639\u0646 10 \u0633\u0646\u0648\u0627\u062a<\/td>\n<\/tr>\n<tr>\n<td width=\"187\">\u0634\u0631\u0643\u0629 \u062a\u0637\u0648\u064a\u0631 \u0645\u0639\u062a\u0645\u062f\u0629 (CDC)<\/td>\n<td width=\"133\">40% \u0645\u0646 \u062a\u0643\u0644\u0641\u0629 \u0627\u0644\u0645\u0634\u0631\u0648\u0639<\/td>\n<td width=\"120\">\u0627\u0644\u0631\u0647\u0646 \u0627\u0644\u062b\u0627\u0646\u064a<\/td>\n<td width=\"184\">\u0633\u0646\u062f\u0627\u062a \u062f\u064a\u0646 \u0645\u0636\u0645\u0648\u0646\u0629 \u0645\u0646 \u0642\u0628\u0644 \u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0623\u0639\u0645\u0627\u0644 \u0627\u0644\u0635\u063a\u064a\u0631\u0629 \u0627\u0644\u0623\u0645\u0631\u064a\u0643\u064a\u0629 (SBA) \u0628\u0633\u0639\u0631 \u0641\u0627\u0626\u062f\u0629 \u062b\u0627\u0628\u062a<\/td>\n<\/tr>\n<tr>\n<td width=\"187\">\u0623\u0646\u062a (\u0627\u0644\u0645\u0642\u062a\u0631\u0636)<\/td>\n<td width=\"133\">\u062f\u0641\u0639\u0629 \u0623\u0648\u0644\u0649 \u0628\u0646\u0633\u0628\u0629 10%<\/td>\n<td width=\"120\">\u2014<\/td>\n<td width=\"184\">15-20% \u0644\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u0646\u0627\u0634\u0626\u0629 \u0623\u0648 \u0627\u0644\u0639\u0642\u0627\u0631\u0627\u062a \u0630\u0627\u062a \u0627\u0644\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u062e\u0627\u0635<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>\u0647\u0630\u0627 \u0627\u0644\u0647\u064a\u0643\u0644 \u0647\u0648 \u0645\u0627 \u064a\u062c\u0639\u0644 \u0642\u0631\u0636 SBA 504 \u062c\u0630\u0627\u0628\u064b\u0627 \u0644\u0644\u063a\u0627\u064a\u0629: \u0643\u0644 \u0645\u0627 \u0639\u0644\u064a\u0643 \u0641\u0639\u0644\u0647 \u0647\u0648 \u0648\u0636\u0639 <strong>10% \u0641\u064a \u0645\u0639\u0638\u0645 \u0627\u0644\u062d\u0627\u0644\u0627\u062a<\/strong>\u0645\u0642\u0627\u0631\u0646\u0629\u064b \u0628\u0646\u0633\u0628\u0629 20-30% \u0644\u0642\u0631\u0636 \u0639\u0642\u0627\u0631\u064a \u062a\u062c\u0627\u0631\u064a \u062a\u0642\u0644\u064a\u062f\u064a\u060c \u0641\u0625\u0646 \u0630\u0644\u0643 \u064a\u062d\u0627\u0641\u0638 \u0639\u0644\u0649 \u0642\u062f\u0631 \u0643\u0628\u064a\u0631 \u0645\u0646 \u0631\u0623\u0633 \u0627\u0644\u0645\u0627\u0644 \u0627\u0644\u0639\u0627\u0645\u0644 \u0644\u0639\u0645\u0644\u064a\u0627\u062a\u0643 \u0627\u0644\u062a\u062c\u0627\u0631\u064a\u0629.<\/p>\n<p>\u0627\u0633\u062a\u062e\u062f\u0645 <a href=\"https:\/\/toolstecique.com\/ar\/sba-504-loan-calculator\/\">\u062d\u0627\u0633\u0628\u0629 \u0642\u0631\u0636 SBA 504<\/a> \u0644\u0645\u0639\u0631\u0641\u0629 \u062a\u0641\u0627\u0635\u064a\u0644 \u062a\u0643\u0644\u0641\u0629 \u0645\u0634\u0631\u0648\u0639\u0643 \u0628\u062f\u0642\u0629 \u0639\u0644\u0649 \u062c\u0645\u064a\u0639 \u0627\u0644\u0623\u0637\u0631\u0627\u0641 \u0627\u0644\u062b\u0644\u0627\u062b\u0629 \u0648\u0643\u064a\u0641 \u064a\u0628\u062f\u0648 \u0633\u062f\u0627\u062f\u0643 \u0627\u0644\u0634\u0647\u0631\u064a \u0642\u0628\u0644 \u0627\u0644\u0627\u0644\u062a\u0632\u0627\u0645.<\/p>\n<h2>\u0645\u062a\u0637\u0644\u0628\u0627\u062a \u0627\u0644\u0623\u0647\u0644\u064a\u0629 \u0644\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0642\u0631\u0636 SBA 504 (2026)<\/h2>\n<p>\u0647\u0630\u0647 \u0647\u064a \u0645\u0639\u0627\u064a\u064a\u0631 \u0627\u0644\u0623\u0647\u0644\u064a\u0629 \u0627\u0644\u0631\u0633\u0645\u064a\u0629 \u0627\u0644\u062a\u064a \u0648\u0636\u0639\u062a\u0647\u0627 \u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0623\u0639\u0645\u0627\u0644 \u0627\u0644\u0635\u063a\u064a\u0631\u0629 \u0627\u0644\u0623\u0645\u0631\u064a\u0643\u064a\u0629. \u064a\u062c\u0628 \u0623\u0646 \u064a\u0633\u062a\u0648\u0641\u064a \u0645\u0634\u0631\u0648\u0639\u0643 \u062c\u0645\u064a\u0639 \u0627\u0644\u0645\u0639\u0627\u064a\u064a\u0631 \u0627\u0644\u062a\u0627\u0644\u064a\u0629:<\/p>\n<h3>\u0623\u0647\u0644\u064a\u0629 \u0627\u0644\u0623\u0639\u0645\u0627\u0644<\/h3>\n<ul>\n<li><strong>\u0644\u0644\u0631\u0628\u062d \u0641\u0642\u0637: <\/strong>\u064a\u062c\u0628 \u0623\u0646 \u064a\u0643\u0648\u0646 \u0647\u062f\u0641 \u0639\u0645\u0644\u0643 \u0627\u0644\u0631\u0628\u062d. \u0644\u0627 \u062a\u064f\u0639\u062a\u0628\u0631 \u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u063a\u064a\u0631 \u0627\u0644\u0631\u0628\u062d\u064a\u0629 \u0648\u0627\u0644\u062c\u0645\u0639\u064a\u0627\u062a \u0627\u0644\u062e\u064a\u0631\u064a\u0629 \u0648\u0627\u0644\u062c\u0647\u0627\u062a \u0627\u0644\u062d\u0643\u0648\u0645\u064a\u0629 \u0645\u0624\u0647\u0644\u0629.<\/li>\n<li><strong>\u0627\u0644\u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u062a\u064a \u062a\u062a\u062e\u0630 \u0645\u0646 \u0627\u0644\u0648\u0644\u0627\u064a\u0627\u062a \u0627\u0644\u0645\u062a\u062d\u062f\u0629 \u0645\u0642\u0631\u0627\u064b \u0644\u0647\u0627: <\/strong>\u064a\u062c\u0628 \u0623\u0646 \u064a\u0643\u0648\u0646 \u0645\u0642\u0631 \u0627\u0644\u0639\u0645\u0644 \u0641\u0639\u0644\u064a\u0627\u064b \u0648\u0623\u0646 \u064a\u0643\u0648\u0646 \u0645\u0642\u0631 \u0627\u0644\u0639\u0645\u0644 \u0641\u064a \u0627\u0644\u0648\u0644\u0627\u064a\u0627\u062a \u0627\u0644\u0645\u062a\u062d\u062f\u0629 \u0623\u0648 \u0623\u0631\u0627\u0636\u064a\u0647\u0627.<\/li>\n<li><strong>\u0635\u0627\u0641\u064a \u0627\u0644\u062b\u0631\u0648\u0629 \u0623\u0642\u0644 \u0645\u0646 20 \u0645\u0644\u064a\u0648\u0646 \u062f\u0648\u0644\u0627\u0631: <\/strong>\u064a\u062c\u0628 \u0623\u0644\u0627 \u062a\u062a\u062c\u0627\u0648\u0632 \u0627\u0644\u0642\u064a\u0645\u0629 \u0627\u0644\u0635\u0627\u0641\u064a\u0629 \u0627\u0644\u0645\u0644\u0645\u0648\u0633\u0629 \u0644\u0634\u0631\u0643\u062a\u0643 20 \u0645\u0644\u064a\u0648\u0646 \u062f\u0648\u0644\u0627\u0631 \u0648\u0642\u062a \u062a\u0642\u062f\u064a\u0645 \u0627\u0644\u0637\u0644\u0628.<\/li>\n<li><strong>\u0635\u0627\u0641\u064a \u0627\u0644\u062f\u062e\u0644 \u0623\u0642\u0644 \u0645\u0646 6.5 \u0645\u0644\u064a\u0648\u0646 \u062f\u0648\u0644\u0627\u0631: <\/strong>\u064a\u062c\u0628 \u0623\u0646 \u064a\u0643\u0648\u0646 \u0645\u062a\u0648\u0633\u0637 \u200b\u200b\u0635\u0627\u0641\u064a \u0627\u0644\u062f\u062e\u0644 \u0628\u0639\u062f \u0627\u0644\u0636\u0631\u0627\u0626\u0628 \u0627\u0644\u0641\u064a\u062f\u0631\u0627\u0644\u064a\u0629 \u0644\u0644\u0633\u0646\u062a\u064a\u0646 \u0627\u0644\u0645\u0627\u0644\u064a\u062a\u064a\u0646 \u0627\u0644\u0633\u0627\u0628\u0642\u062a\u064a\u0646 \u0623\u0642\u0644 \u0645\u0646 6.5 \u0645\u0644\u064a\u0648\u0646 \u062f\u0648\u0644\u0627\u0631.<\/li>\n<li><strong>\u0645\u0639\u0627\u064a\u064a\u0631 \u062d\u062c\u0645 \u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0623\u0639\u0645\u0627\u0644 \u0627\u0644\u0635\u063a\u064a\u0631\u0629: <\/strong>\u064a\u062c\u0628 \u0623\u0646 \u062a\u0633\u062a\u0648\u0641\u064a \u0627\u0644\u0634\u0631\u0643\u0629 \u0645\u0639\u0627\u064a\u064a\u0631 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u0635\u063a\u064a\u0631\u0629 \u0648\u0641\u0642\u064b\u0627 \u0644\u0645\u0639\u0627\u064a\u064a\u0631 \u062d\u062c\u0645 \u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0623\u0639\u0645\u0627\u0644 \u0627\u0644\u0635\u063a\u064a\u0631\u0629\u060c \u0648\u0627\u0644\u062a\u064a \u062a\u062e\u062a\u0644\u0641 \u0628\u0627\u062e\u062a\u0644\u0627\u0641 \u0627\u0644\u0635\u0646\u0627\u0639\u0629 (\u0628\u0646\u0627\u0621\u064b \u0639\u0644\u0649 \u0627\u0644\u0625\u064a\u0631\u0627\u062f\u0627\u062a \u0623\u0648 \u0639\u062f\u062f \u0627\u0644\u0645\u0648\u0638\u0641\u064a\u0646).<\/li>\n<li><strong>\u0644\u0627 \u062a\u0648\u062c\u062f \u062d\u0627\u0644\u0627\u062a \u062a\u0639\u062b\u0631 \u0633\u0627\u0628\u0642\u0629 \u0641\u064a \u0633\u062f\u0627\u062f \u0627\u0644\u0642\u0631\u0648\u0636 \u0627\u0644\u0641\u064a\u062f\u0631\u0627\u0644\u064a\u0629: <\/strong>\u064a\u062c\u0628 \u0623\u0644\u0627 \u064a\u0643\u0648\u0646 \u0639\u0645\u0644\u0643 \u0627\u0644\u062a\u062c\u0627\u0631\u064a \u0648\u0645\u0633\u0624\u0648\u0644\u0648\u0647 \u0642\u062f \u062a\u062e\u0644\u0641\u0648\u0627 \u0633\u0627\u0628\u0642\u0627\u064b \u0639\u0646 \u0633\u062f\u0627\u062f \u0642\u0631\u0636 \u0641\u064a\u062f\u0631\u0627\u0644\u064a \u0623\u0648 \u062a\u0633\u0628\u0628\u0648\u0627 \u0641\u064a \u062e\u0633\u0627\u0631\u0629 \u0644\u0644\u062d\u0643\u0648\u0645\u0629.<\/li>\n<\/ul>\n<h3>\u0623\u0647\u0644\u064a\u0629 \u0627\u0644\u0645\u0627\u0644\u0643 \u0648\u0627\u0644\u0634\u062e\u0635\u064a\u0629<\/h3>\n<ul>\n<li><strong>\u0627\u0644\u062c\u0646\u0633\u064a\u0629: <\/strong>\u0648\u0641\u0642\u064b\u0627 \u0644\u062a\u0648\u062c\u064a\u0647\u0627\u062a \u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0623\u0639\u0645\u0627\u0644 \u0627\u0644\u0635\u063a\u064a\u0631\u0629 \u0627\u0644\u0645\u062d\u062f\u062b\u0629 \u0627\u0644\u0633\u0627\u0631\u064a\u0629 \u0627\u0639\u062a\u0628\u0627\u0631\u064b\u0627 \u0645\u0646 \u0645\u0627\u0631\u0633 2026\u060c \u064a\u062c\u0628 \u0623\u0646 \u064a\u0643\u0648\u0646 \u0645\u0627\u0644\u0643\u0648 \u0627\u0644\u0634\u0631\u0643\u0629 \u0627\u0644\u062a\u0634\u063a\u064a\u0644\u064a\u0629 \u0627\u0644\u0630\u064a\u0646 \u064a\u0645\u062a\u0644\u0643\u0648\u0646 20\u066a \u0623\u0648 \u0623\u0643\u062b\u0631 \u0645\u0648\u0627\u0637\u0646\u064a\u0646 \u0623\u0645\u0631\u064a\u0643\u064a\u064a\u0646 \u0623\u0648 \u0645\u0642\u064a\u0645\u064a\u0646 \u062f\u0627\u0626\u0645\u064a\u0646 (\u062d\u0627\u0645\u0644\u064a \u0627\u0644\u0628\u0637\u0627\u0642\u0629 \u0627\u0644\u062e\u0636\u0631\u0627\u0621).<\/li>\n<li><strong>\u0636\u0645\u0627\u0646 \u0634\u062e\u0635\u064a: <\/strong>\u064a\u062c\u0628 \u0639\u0644\u0649 \u0623\u064a \u0634\u062e\u0635 \u064a\u0645\u062a\u0644\u0643 20% \u0623\u0648 \u0623\u0643\u062b\u0631 \u0645\u0646 \u0627\u0644\u0634\u0631\u0643\u0629 \u0623\u0648 \u0627\u0644\u0643\u064a\u0627\u0646 \u0627\u0644\u0639\u0642\u0627\u0631\u064a \u062a\u0642\u062f\u064a\u0645 \u0636\u0645\u0627\u0646 \u0634\u062e\u0635\u064a \u0643\u0627\u0645\u0644 \u0648\u063a\u064a\u0631 \u0645\u062d\u062f\u0648\u062f \u0639\u0644\u0649 \u0627\u0644\u0642\u0631\u0636.<\/li>\n<li><strong>\u0645\u0631\u0627\u062c\u0639\u0629 \u0627\u0644\u0634\u062e\u0635\u064a\u0629: <\/strong>\u064a\u062c\u0628 \u0639\u0644\u0649 \u062c\u0645\u064a\u0639 \u0627\u0644\u0645\u062a\u0642\u062f\u0645\u064a\u0646 \u062a\u0642\u062f\u064a\u0645 \u0628\u064a\u0627\u0646\u0627\u062a \u0639\u0646 \u062a\u0627\u0631\u064a\u062e\u0647\u0645 \u0627\u0644\u0634\u062e\u0635\u064a. \u0623\u064a \u062a\u0648\u0631\u0637 \u0641\u064a \u0646\u0634\u0627\u0637 \u0625\u062c\u0631\u0627\u0645\u064a \u0642\u062f \u064a\u0624\u062f\u064a \u0625\u0644\u0649 \u0631\u0641\u0636 \u0627\u0644\u0637\u0644\u0628.<\/li>\n<\/ul>\n<h3>\u0645\u062a\u0637\u0644\u0628\u0627\u062a \u0627\u0644\u0639\u0642\u0627\u0631 \u0648\u0627\u0644\u0645\u0634\u0631\u0648\u0639<\/h3>\n<ul>\n<li><strong>\u0645\u0628\u0646\u0649 \u0642\u0627\u0626\u0645 \u0645\u062e\u0635\u0635 \u0644\u0644\u0633\u0643\u0646 \u0645\u0646 \u0642\u0628\u0644 \u0627\u0644\u0645\u0627\u0644\u0643: <\/strong>\u064a\u062c\u0628 \u0623\u0646 \u062a\u0634\u063a\u0644 \u0628\u0634\u0643\u0644 \u062f\u0627\u0626\u0645 \u0639\u0644\u0649 \u0627\u0644\u0623\u0642\u0644 <strong>51% \u0645\u0646 \u0627\u0644\u0645\u0628\u0646\u0649<\/strong> \u064a\u062a\u0645 \u0634\u0631\u0627\u0624\u0647\u0627.<\/li>\n<li><strong>\u0633\u0643\u0646 \u0627\u0644\u0645\u0627\u0644\u0643 - \u0628\u0646\u0627\u0621 \u062c\u062f\u064a\u062f: <\/strong>\u064a\u062c\u0628 \u0639\u0644\u064a\u0643 \u0623\u0646 \u062a\u0634\u063a\u0644 \u0639\u0644\u0649 \u0627\u0644\u0641\u0648\u0631 \u0645\u0627 \u0644\u0627 \u064a\u0642\u0644 \u0639\u0646 <strong>60% \u0645\u0646 \u0627\u0644\u0625\u0646\u0634\u0627\u0621\u0627\u062a \u0627\u0644\u062c\u062f\u064a\u062f\u0629<\/strong> \u0648\u064a\u062e\u0637\u0637\u0648\u0646 \u0644\u0627\u0633\u062a\u062e\u062f\u0627\u0645 80% \u0645\u0646\u0647\u0627 \u062e\u0644\u0627\u0644 10 \u0633\u0646\u0648\u0627\u062a.<\/li>\n<li><strong>\u0644\u0644\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u062a\u062c\u0627\u0631\u064a \u0641\u0642\u0637: <\/strong>\u064a\u062c\u0628 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u0639\u0642\u0627\u0631 \u0644\u0623\u063a\u0631\u0627\u0636 \u062a\u062c\u0627\u0631\u064a\u0629 \u0645\u0634\u0631\u0648\u0639\u0629\u060c \u0648\u0644\u064a\u0633 \u0627\u0644\u0627\u062d\u062a\u0641\u0627\u0638 \u0628\u0647 \u0643\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0639\u0642\u0627\u0631\u064a.<\/li>\n<li><strong>\u064a\u0642\u0639 \u0641\u064a \u0627\u0644\u0648\u0644\u0627\u064a\u0627\u062a \u0627\u0644\u0645\u062a\u062d\u062f\u0629 \u0627\u0644\u0623\u0645\u0631\u064a\u0643\u064a\u0629: <\/strong>\u064a\u062c\u0628 \u0623\u0646 \u064a\u0642\u0639 \u0627\u0644\u0639\u0642\u0627\u0631 \u0627\u0644\u062e\u0627\u0635 \u0628\u0627\u0644\u0645\u0634\u0631\u0648\u0639 \u0641\u064a \u0627\u0644\u0648\u0644\u0627\u064a\u0627\u062a \u0627\u0644\u0645\u062a\u062d\u062f\u0629.<\/li>\n<\/ul>\n<h3>\u0645\u062a\u0637\u0644\u0628\u0627\u062a \u062e\u0644\u0642 \u0641\u0631\u0635 \u0627\u0644\u0639\u0645\u0644<\/h3>\n<p>\u0647\u0630\u0627 \u0623\u062d\u062f \u0627\u0644\u0634\u0631\u0648\u0637 \u0627\u0644\u062a\u064a \u062a\u064f\u0639\u0631\u0642\u0644 \u0627\u0644\u0639\u062f\u064a\u062f \u0645\u0646 \u0627\u0644\u0645\u062a\u0642\u062f\u0645\u064a\u0646. <a href=\"https:\/\/www.congress.gov\/crs-product\/R41184\">\u062a\u0634\u062a\u0631\u0637 \u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0623\u0639\u0645\u0627\u0644 \u0627\u0644\u0635\u063a\u064a\u0631\u0629 (SBA)<\/a> \u0623\u0646 \u0645\u0634\u0631\u0648\u0639\u0643 <strong>\u0625\u0646\u0634\u0627\u0621 \u0623\u0648 \u0627\u0644\u062d\u0641\u0627\u0638 \u0639\u0644\u0649 \u0648\u0638\u064a\u0641\u0629 \u0648\u0627\u062d\u062f\u0629 \u0639\u0644\u0649 \u0627\u0644\u0623\u0642\u0644 \u0628\u062f\u0648\u0627\u0645 \u0643\u0627\u0645\u0644 \u0645\u0642\u0627\u0628\u0644 \u0643\u0644 75000 \u062f\u0648\u0644\u0627\u0631 \u0645\u0646 \u0623\u0645\u0648\u0627\u0644 \u0645\u0631\u0627\u0643\u0632 \u0627\u0644\u0633\u064a\u0637\u0631\u0629 \u0639\u0644\u0649 \u0627\u0644\u0623\u0645\u0631\u0627\u0636 \u0648\u0627\u0644\u0648\u0642\u0627\u064a\u0629 \u0645\u0646\u0647\u0627\/\u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0623\u0639\u0645\u0627\u0644 \u0627\u0644\u0635\u063a\u064a\u0631\u0629<\/strong> \u062a\u0645 \u0627\u0633\u062a\u0644\u0627\u0645\u0647\u0627. \u0628\u0627\u0644\u0646\u0633\u0628\u0629 \u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u0635\u0646\u064a\u0639\u060c \u0641\u0625\u0646 \u0627\u0644\u062d\u062f \u0627\u0644\u0623\u062f\u0646\u0649 \u0647\u0648 \u0648\u0638\u064a\u0641\u0629 \u0648\u0627\u062d\u062f\u0629 \u0644\u0643\u0644 120 \u0623\u0644\u0641 \u062f\u0648\u0644\u0627\u0631.<\/p>\n<p>\u0625\u0630\u0627 \u0644\u0645 \u064a\u062a\u0645\u0643\u0646 \u0645\u0634\u0631\u0648\u0639\u0643 \u0645\u0646 \u062a\u0644\u0628\u064a\u0629 \u0645\u062a\u0637\u0644\u0628\u0627\u062a \u062e\u0644\u0642 \u0641\u0631\u0635 \u0627\u0644\u0639\u0645\u0644\u060c \u0641\u0642\u062f \u062a\u0638\u0644 \u0645\u0624\u0647\u0644\u0627\u064b \u0645\u0646 \u062e\u0644\u0627\u0644 \u062a\u062d\u0642\u064a\u0642 \u0623\u0647\u062f\u0627\u0641 \u0645\u0639\u064a\u0646\u0629 \u0641\u064a \u062a\u0646\u0645\u064a\u0629 \u0627\u0644\u0645\u062c\u062a\u0645\u0639 \u0623\u0648 \u0627\u0644\u0633\u064a\u0627\u0633\u0629 \u0627\u0644\u0639\u0627\u0645\u0629\u060c \u0645\u062b\u0644 \u0627\u0644\u0639\u0645\u0644 \u0641\u064a \u0645\u0646\u0637\u0642\u0629 \u0631\u064a\u0641\u064a\u0629\u060c \u0623\u0648 \u062e\u062f\u0645\u0629 \u0627\u0644\u0645\u062c\u062a\u0645\u0639\u0627\u062a \u0630\u0627\u062a \u0627\u0644\u062f\u062e\u0644 \u0627\u0644\u0645\u0646\u062e\u0641\u0636\u060c \u0623\u0648 \u062a\u062d\u0633\u064a\u0646 \u0643\u0641\u0627\u0621\u0629 \u0627\u0644\u0637\u0627\u0642\u0629.<\/p>\n<p><em>\u0627\u0642\u0631\u0623 \u0623\u064a\u0636\u0627\u064b:<strong> <a href=\"https:\/\/toolstecique.com\/ar\/sba-504-loan-vs-7a-which-small-business-loan-is-right-for-you\/\">\u0642\u0631\u0636 SBA 504 \u0645\u0642\u0627\u0628\u0644 7(\u0623)<\/a><\/strong><\/em><\/p>\n<h2>\u062d\u062f\u0648\u062f \u0642\u0631\u0648\u0636 \u0628\u0631\u0646\u0627\u0645\u062c SBA 504 \u0648\u0623\u0633\u0639\u0627\u0631 \u0627\u0644\u0641\u0627\u0626\u062f\u0629 (\u0645\u0627\u0631\u0633 2026)<\/h2>\n<p>&nbsp;<\/p>\n<table width=\"624\">\n<thead>\n<tr>\n<td width=\"267\"><strong>\u0627\u0644\u062a\u0641\u0627\u0635\u064a\u0644<\/strong><\/td>\n<td width=\"179\"><strong>\u0645\u0639\u064a\u0627\u0631<\/strong><\/td>\n<td width=\"179\"><strong>\u0627\u0644\u062a\u0635\u0646\u064a\u0639 \/ \u0627\u0644\u0645\u0634\u0627\u0631\u064a\u0639 \u0627\u0644\u062e\u0636\u0631\u0627\u0621<\/strong><\/td>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td width=\"267\">\u0627\u0644\u062d\u062f \u0627\u0644\u0623\u0642\u0635\u0649 \u0644\u0645\u0628\u0644\u063a \u0642\u0631\u0636 \u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0623\u0639\u0645\u0627\u0644 \u0627\u0644\u0635\u063a\u064a\u0631\u0629\/\u0645\u0631\u0643\u0632 \u062a\u0646\u0645\u064a\u0629 \u0627\u0644\u0645\u062c\u062a\u0645\u0639<\/td>\n<td width=\"179\">$5,000,000<\/td>\n<td width=\"179\">$5,500,000<\/td>\n<\/tr>\n<tr>\n<td width=\"267\">\u0627\u0644\u062d\u062f \u0627\u0644\u0623\u062f\u0646\u0649 \u0644\u062d\u062c\u0645 \u0627\u0644\u0642\u0631\u0636<\/td>\n<td width=\"179\">$50,000<\/td>\n<td width=\"179\">$50,000<\/td>\n<\/tr>\n<tr>\n<td width=\"267\">\u062f\u0641\u0639\u0629 \u0645\u0642\u062f\u0645\u0629 \u0645\u0646 \u0627\u0644\u0645\u0642\u062a\u0631\u0636<\/td>\n<td width=\"179\">10%<\/td>\n<td width=\"179\">10%<\/td>\n<\/tr>\n<tr>\n<td width=\"267\">\u0627\u0644\u062f\u0641\u0639\u0629 \u0627\u0644\u0645\u0642\u062f\u0645\u0629 (\u0644\u0644\u0645\u0634\u0627\u0631\u064a\u0639 \u0627\u0644\u0646\u0627\u0634\u0626\u0629 &lt; \u0633\u0646\u062a\u064a\u0646)<\/td>\n<td width=\"179\">15%<\/td>\n<td width=\"179\">15%<\/td>\n<\/tr>\n<tr>\n<td width=\"267\">\u062f\u0641\u0639\u0629 \u0645\u0642\u062f\u0645\u0629 (\u0639\u0642\u0627\u0631 \u0630\u0648 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u062e\u0627\u0635)<\/td>\n<td width=\"179\">15-20%<\/td>\n<td width=\"179\">15-20%<\/td>\n<\/tr>\n<tr>\n<td width=\"267\">\u0645\u062f\u0629 \u0627\u0644\u0633\u062f\u0627\u062f - \u0627\u0644\u0639\u0642\u0627\u0631\u0627\u062a<\/td>\n<td width=\"179\">20 \u0623\u0648 25 \u0633\u0646\u0629<\/td>\n<td width=\"179\">20 \u0623\u0648 25 \u0633\u0646\u0629<\/td>\n<\/tr>\n<tr>\n<td width=\"267\">\u0645\u062f\u0629 \u0627\u0644\u0633\u062f\u0627\u062f - \u0627\u0644\u0645\u0639\u062f\u0627\u062a<\/td>\n<td width=\"179\">\u0639\u0634\u0631 \u0633\u0646\u0648\u0627\u062a<\/td>\n<td width=\"179\">\u0639\u0634\u0631 \u0633\u0646\u0648\u0627\u062a<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>\u0623\u0633\u0639\u0627\u0631 \u0627\u0644\u0641\u0627\u0626\u062f\u0629 \u0627\u0644\u0641\u0639\u0644\u064a\u0629 \u0627\u0644\u062d\u0627\u0644\u064a\u0629 \u0644\u0628\u0631\u0646\u0627\u0645\u062c SBA 504 \u0627\u0639\u062a\u0628\u0627\u0631\u064b\u0627 \u0645\u0646 \u0645\u0627\u0631\u0633 2026 (\u062b\u0627\u0628\u062a\u0629\u060c \u0634\u0627\u0645\u0644\u0629 \u0631\u0633\u0648\u0645 \u0627\u0644\u062e\u062f\u0645\u0629):<\/p>\n<ul>\n<li>\u0645\u062f\u0629 25 \u0639\u0627\u0645\u064b\u0627 (\u0642\u064a\u0627\u0633\u064a\u0629): 5.72%<\/li>\n<li>\u0645\u062f\u0629 20 \u0639\u0627\u0645\u064b\u0627 (\u0642\u064a\u0627\u0633\u064a\u0629): 5.78%<\/li>\n<li>\u0645\u062f\u0629 \u0639\u0634\u0631 \u0633\u0646\u0648\u0627\u062a (\u0642\u064a\u0627\u0633\u064a\u0629): 5.61%<\/li>\n<\/ul>\n<p>\u062a\u064f\u062d\u062f\u062f \u0647\u0630\u0647 \u0627\u0644\u0645\u0639\u062f\u0644\u0627\u062a \u0634\u0647\u0631\u064a\u064b\u0627 \u0628\u0646\u0627\u0621\u064b \u0639\u0644\u0649 \u0623\u0633\u0639\u0627\u0631 \u0633\u0646\u062f\u0627\u062a \u0627\u0644\u062e\u0632\u0627\u0646\u0629 \u0627\u0644\u0623\u0645\u0631\u064a\u0643\u064a\u0629\u060c \u0648\u062a\u062a\u063a\u064a\u0631 \u0643\u0644 \u0634\u0647\u0631. \u0644\u062d\u0633\u0627\u0628 \u0645\u062f\u0641\u0648\u0639\u0627\u062a\u0643 \u0628\u062f\u0642\u0629 \u0648\u0641\u0642\u064b\u0627 \u0644\u0623\u0633\u0639\u0627\u0631 \u0627\u0644\u064a\u0648\u0645\u060c \u0627\u0633\u062a\u062e\u062f\u0645 \u0627\u0644\u0623\u062f\u0627\u0629 \u0627\u0644\u0645\u062c\u0627\u0646\u064a\u0629. <a href=\"https:\/\/toolstecique.com\/ar\/sba-504-loan-calculator\/\">\u062d\u0627\u0633\u0628\u0629 \u0642\u0631\u0636 SBA 504<\/a>.<\/p>\n<h2>\u0627\u0644\u0645\u0633\u062a\u0646\u062f\u0627\u062a \u0627\u0644\u0645\u0637\u0644\u0648\u0628\u0629 \u0644\u0644\u062a\u0642\u062f\u064a\u0645<\/h2>\n<p>\u064a\u064f\u0639\u062f\u0651 \u062a\u062c\u0647\u064a\u0632 \u0623\u0648\u0631\u0627\u0642\u0643 \u0645\u0628\u0643\u0631\u0627\u064b \u0623\u0641\u0636\u0644 \u0637\u0631\u064a\u0642\u0629 \u0644\u062a\u0633\u0631\u064a\u0639 \u0639\u0645\u0644\u064a\u0629 \u0627\u0644\u0645\u0648\u0627\u0641\u0642\u0629 \u0639\u0644\u0649 \u0642\u0631\u0636 SBA 504. \u0625\u0644\u064a\u0643 \u0645\u0627 \u0633\u062a\u0637\u0644\u0628\u0647 \u0645\u0639\u0638\u0645 \u0645\u0631\u0627\u0643\u0632 \u062a\u0646\u0645\u064a\u0629 \u0627\u0644\u0645\u062c\u062a\u0645\u0639 (CDCs) \u0648\u0627\u0644\u0645\u0642\u0631\u0636\u064a\u0646:<\/p>\n<h3>\u0648\u062b\u0627\u0626\u0642 \u0627\u0644\u0623\u0639\u0645\u0627\u0644<\/h3>\n<ul>\n<li>\u0625\u0642\u0631\u0627\u0631\u0627\u062a \u0636\u0631\u064a\u0628\u0629 \u0627\u0644\u0623\u0639\u0645\u0627\u0644 \u0644\u0644\u0633\u0646\u0648\u0627\u062a \u0627\u0644\u062b\u0644\u0627\u062b \u0627\u0644\u0645\u0627\u0636\u064a\u0629<\/li>\n<li>\u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0644\u0644\u0634\u0631\u0643\u0629 \u0644\u0644\u0633\u0646\u0648\u0627\u062a \u0627\u0644\u062b\u0644\u0627\u062b \u0627\u0644\u0645\u0627\u0636\u064a\u0629 (\u0627\u0644\u0623\u0631\u0628\u0627\u062d \u0648\u0627\u0644\u062e\u0633\u0627\u0626\u0631\u060c \u0627\u0644\u0645\u064a\u0632\u0627\u0646\u064a\u0629 \u0627\u0644\u0639\u0645\u0648\u0645\u064a\u0629)<\/li>\n<li>\u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u062d\u0627\u0644\u064a\u0629 \u062d\u062a\u0649 \u062a\u0627\u0631\u064a\u062e\u0647<\/li>\n<li>\u062c\u062f\u0648\u0644 \u062f\u064a\u0648\u0646 \u0627\u0644\u0634\u0631\u0643\u0629 (\u062c\u0645\u064a\u0639 \u0627\u0644\u0642\u0631\u0648\u0636 \u0648\u0627\u0644\u0627\u0644\u062a\u0632\u0627\u0645\u0627\u062a \u0627\u0644\u0642\u0627\u0626\u0645\u0629)<\/li>\n<li>\u062e\u0637\u0629 \u0627\u0644\u0639\u0645\u0644 (\u0645\u0637\u0644\u0648\u0628\u0629 \u0644\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u0646\u0627\u0634\u0626\u0629 \u0623\u0648 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u064a \u064a\u0642\u0644 \u0639\u0645\u0631\u0647\u0627 \u0639\u0646 \u0633\u0646\u062a\u064a\u0646)<\/li>\n<li>\u062a\u0631\u0627\u062e\u064a\u0635 \u0627\u0644\u0623\u0639\u0645\u0627\u0644 \u0648\u0627\u0644\u062a\u0633\u062c\u064a\u0644\u0627\u062a \u0648\u0648\u062b\u0627\u0626\u0642 \u0627\u0644\u062a\u0623\u0633\u064a\u0633 (\u0634\u0631\u0643\u0629 \u0630\u0627\u062a \u0645\u0633\u0624\u0648\u0644\u064a\u0629 \u0645\u062d\u062f\u0648\u062f\u0629\u060c \u0639\u0642\u062f \u0627\u0644\u062a\u0623\u0633\u064a\u0633\u060c \u0625\u0644\u062e).<\/li>\n<\/ul>\n<h3>\u0627\u0644\u0645\u0633\u062a\u0646\u062f\u0627\u062a \u0627\u0644\u0634\u062e\u0635\u064a\u0629 (\u062c\u0645\u064a\u0639 \u0627\u0644\u0645\u0627\u0644\u0643\u064a\u0646 \u0627\u0644\u0630\u064a\u0646 \u064a\u0645\u0644\u0643\u0648\u0646 \u062d\u0635\u0629 \u062a\u0632\u064a\u062f \u0639\u0646 20\u066a)<\/h3>\n<ul>\n<li>\u0625\u0642\u0631\u0627\u0631\u0627\u062a \u0636\u0631\u064a\u0628\u0629 \u0627\u0644\u062f\u062e\u0644 \u0627\u0644\u0634\u062e\u0635\u064a\u0629 \u0644\u0644\u0633\u0646\u0648\u0627\u062a \u0627\u0644\u062b\u0644\u0627\u062b \u0627\u0644\u0645\u0627\u0636\u064a\u0629<\/li>\n<li>\u0628\u064a\u0627\u0646 \u0645\u0627\u0644\u064a \u0634\u062e\u0635\u064a (\u0646\u0645\u0648\u0630\u062c \u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0623\u0639\u0645\u0627\u0644 \u0627\u0644\u0635\u063a\u064a\u0631\u0629 \u0631\u0642\u0645 413)<\/li>\n<li>\u0627\u0644\u0633\u064a\u0631\u0629 \u0627\u0644\u0630\u0627\u062a\u064a\u0629 \/ \u0628\u064a\u0627\u0646 \u0627\u0644\u062a\u0627\u0631\u064a\u062e \u0627\u0644\u0634\u062e\u0635\u064a<\/li>\n<li>\u0628\u0637\u0627\u0642\u0629 \u0647\u0648\u064a\u0629 \u062a\u062d\u0645\u0644 \u0635\u0648\u0631\u0629 \u0635\u0627\u062f\u0631\u0629 \u0639\u0646 \u062c\u0647\u0629 \u062d\u0643\u0648\u0645\u064a\u0629 \u0648\u0625\u062b\u0628\u0627\u062a \u0627\u0644\u062c\u0646\u0633\u064a\u0629\/\u0627\u0644\u0625\u0642\u0627\u0645\u0629<\/li>\n<\/ul>\n<h3>\u0648\u062b\u0627\u0626\u0642 \u0627\u0644\u0645\u0634\u0631\u0648\u0639 \/ \u0627\u0644\u0639\u0642\u0627\u0631<\/h3>\n<ul>\n<li>\u0627\u062a\u0641\u0627\u0642\u064a\u0629 \u0634\u0631\u0627\u0621 \u0623\u0648 \u062e\u0637\u0627\u0628 \u0646\u0648\u0627\u064a\u0627 \u0644\u0644\u0639\u0642\u0627\u0631 \u0623\u0648 \u0627\u0644\u0645\u0639\u062f\u0627\u062a<\/li>\n<li>\u062a\u0642\u064a\u064a\u0645 \u0627\u0644\u0639\u0642\u0627\u0631\u0627\u062a (\u0627\u0644\u0642\u064a\u0645\u0629 \u0627\u0644\u062d\u0627\u0644\u064a\u0629 \u0648\u0627\u0644\u0642\u064a\u0645\u0629 \u0627\u0644\u0645\u062a\u0648\u0642\u0639\u0629 \u0644\u0645\u0634\u0627\u0631\u064a\u0639 \u0627\u0644\u0628\u0646\u0627\u0621)<\/li>\n<li>\u062a\u0642\u0631\u064a\u0631 \u0627\u0644\u062a\u0642\u064a\u064a\u0645 \u0627\u0644\u0628\u064a\u0626\u064a (\u0627\u0644\u0645\u0631\u062d\u0644\u0629 \u0627\u0644\u0623\u0648\u0644\u0649\u060c \u0648\u0623\u062d\u064a\u0627\u0646\u064b\u0627 \u0627\u0644\u0645\u0631\u062d\u0644\u0629 \u0627\u0644\u062b\u0627\u0646\u064a\u0629)<\/li>\n<li>\u062e\u0637\u0637 \u0627\u0644\u0628\u0646\u0627\u0621\u060c \u0648\u0627\u0644\u0645\u062e\u0637\u0637\u0627\u062a \u0627\u0644\u0647\u0646\u062f\u0633\u064a\u0629\u060c \u0648\u062a\u0642\u062f\u064a\u0631\u0627\u062a \u0627\u0644\u062a\u0643\u0627\u0644\u064a\u0641 (\u0644\u0644\u0645\u0628\u0627\u0646\u064a \u0627\u0644\u062c\u062f\u064a\u062f\u0629 \u0623\u0648 \u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u062a\u062c\u062f\u064a\u062f \u0627\u0644\u0631\u0626\u064a\u0633\u064a\u0629)<\/li>\n<li>\u0627\u062a\u0641\u0627\u0642\u064a\u0627\u062a \u0627\u0644\u0625\u064a\u062c\u0627\u0631 \u0625\u0630\u0627 \u0643\u0627\u0646 \u0644\u0644\u0639\u0642\u0627\u0631 \u0645\u0633\u062a\u0623\u062c\u0631\u0648\u0646 \u062d\u0627\u0644\u064a\u0648\u0646<\/li>\n<\/ul>\n<h2>\u0643\u064a\u0641\u064a\u0629 \u0627\u0644\u062a\u0642\u062f\u064a\u0645 \u0639\u0644\u0649 \u0642\u0631\u0636 SBA 504: \u062e\u0637\u0648\u0629 \u0628\u062e\u0637\u0648\u0629<\/h2>\n<ol>\n<li><strong>\u0627\u0628\u062d\u062b \u0639\u0646 \u0634\u0631\u0643\u0629 \u062a\u0637\u0648\u064a\u0631 \u0645\u0639\u062a\u0645\u062f\u0629 (CDC): <\/strong>\u0645\u0631\u0627\u0643\u0632 \u062a\u0646\u0645\u064a\u0629 \u0627\u0644\u0645\u062c\u062a\u0645\u0639 (CDCs) \u0647\u064a \u062c\u0647\u0627\u062a \u0625\u0642\u0631\u0627\u0636 \u063a\u064a\u0631 \u0631\u0628\u062d\u064a\u0629 \u062a\u062f\u064a\u0631 \u0628\u0631\u0646\u0627\u0645\u062c SBA 504. \u0627\u0633\u062a\u062e\u062f\u0645 <a href=\"https:\/\/www.sba.gov\/funding-programs\/loans\/504-loans\/list-certified-development-companies\">\u0645\u062d\u062f\u062f \u0645\u0648\u0627\u0642\u0639 \u0645\u0631\u0627\u0643\u0632 \u0627\u0644\u0633\u064a\u0637\u0631\u0629 \u0639\u0644\u0649 \u0627\u0644\u0623\u0645\u0631\u0627\u0636 \u0648\u0627\u0644\u0648\u0642\u0627\u064a\u0629 \u0645\u0646\u0647\u0627 \u0627\u0644\u062a\u0627\u0628\u0639 \u0644\u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0623\u0639\u0645\u0627\u0644 \u0627\u0644\u0635\u063a\u064a\u0631\u0629<\/a>\u00a0\u0644\u0644\u0639\u062b\u0648\u0631 \u0639\u0644\u0649 \u0648\u0627\u062d\u062f \u0641\u064a \u0645\u0646\u0637\u0642\u062a\u0643. \u062e\u062f\u0645\u0627\u062a\u0647\u0645 \u0645\u062c\u0627\u0646\u064a\u0629 \u0648\u0633\u064a\u0631\u0634\u062f\u0648\u0646\u0643 \u062e\u0644\u0627\u0644 \u0627\u0644\u0639\u0645\u0644\u064a\u0629 \u0628\u0623\u0643\u0645\u0644\u0647\u0627.<\/li>\n<li><strong>\u0627\u062e\u062a\u0631 \u062c\u0647\u0629 \u0625\u0642\u0631\u0627\u0636 \u062a\u0642\u0644\u064a\u062f\u064a\u0629: <\/strong>\u0633\u062a\u062d\u062a\u0627\u062c \u0623\u064a\u0636\u064b\u0627 \u0625\u0644\u0649 \u0628\u0646\u0643 \u0623\u0648 \u0627\u062a\u062d\u0627\u062f \u0627\u0626\u062a\u0645\u0627\u0646\u064a \u0644\u062a\u063a\u0637\u064a\u0629 \u0646\u0633\u0628\u0629 \u0627\u0644\u0640 50% \u0627\u0644\u0645\u062a\u0628\u0642\u064a\u0629. \u063a\u0627\u0644\u0628\u064b\u0627 \u0645\u0627 \u064a\u0645\u0643\u0646 \u0644\u0645\u0631\u0643\u0632 \u062a\u0646\u0645\u064a\u0629 \u0627\u0644\u0645\u062c\u062a\u0645\u0639 (CDC) \u0627\u0644\u062e\u0627\u0635 \u0628\u0643 \u0623\u0646 \u064a\u062d\u064a\u0644\u0643 \u0625\u0644\u0649 \u062c\u0647\u0627\u062a \u0625\u0642\u0631\u0627\u0636 \u0633\u0628\u0642 \u0644\u0647\u0645 \u0627\u0644\u062a\u0639\u0627\u0645\u0644 \u0645\u0639\u0647\u0627.<\/li>\n<li><strong>\u0627\u062d\u0633\u0628 \u062a\u0643\u0627\u0644\u064a\u0641 \u0645\u0634\u0631\u0648\u0639\u0643: <\/strong>\u0627\u0633\u062a\u062e\u062f\u0645 \u062d\u0627\u0633\u0628\u0629 \u0642\u0631\u0636 SBA 504 \u0644\u0646\u0645\u0630\u062c\u0629 \u0627\u0644\u062a\u0642\u0633\u064a\u0645 \u0627\u0644\u0643\u0627\u0645\u0644 50\/40\/10\u060c \u0648\u062a\u0642\u062f\u064a\u0631 \u0627\u0644\u0645\u062f\u0641\u0648\u0639\u0627\u062a \u0627\u0644\u0634\u0647\u0631\u064a\u0629\u060c \u0648\u0645\u0639\u0631\u0641\u0629 \u0643\u064a\u0641 \u062a\u0624\u062b\u0631 \u0645\u062f\u0629 \u0627\u0644\u0642\u0631\u0636 \u0639\u0644\u0649 \u0627\u0644\u062a\u062f\u0641\u0642 \u0627\u0644\u0646\u0642\u062f\u064a \u0627\u0644\u062e\u0627\u0635 \u0628\u0643.<\/li>\n<li><strong>\u0627\u062c\u0645\u0639 \u0645\u0633\u062a\u0646\u062f\u0627\u062a\u0643: <\/strong>\u0627\u0633\u062a\u062e\u062f\u0645 \u0642\u0627\u0626\u0645\u0629 \u0627\u0644\u062a\u062d\u0642\u0642 \u0623\u0639\u0644\u0627\u0647. \u0643\u0644\u0645\u0627 \u0643\u0627\u0646\u062a \u0645\u0644\u0641\u0627\u062a\u0643 \u0623\u0643\u062b\u0631 \u0627\u0643\u062a\u0645\u0627\u0644\u0627\u064b\u060c \u0643\u0644\u0645\u0627 \u062a\u0645\u062a \u0627\u0644\u0645\u0648\u0627\u0641\u0642\u0629 \u0639\u0644\u064a\u0647\u0627 \u0628\u0634\u0643\u0644 \u0623\u0633\u0631\u0639.<\/li>\n<li><strong>\u0642\u062f\u0651\u0645 \u0637\u0644\u0628\u0643: <\/strong>\u064a\u0642\u0648\u0645 \u0645\u0631\u0643\u0632 \u062a\u0646\u0645\u064a\u0629 \u0627\u0644\u0645\u062c\u062a\u0645\u0639 (CDC) \u0627\u0644\u062e\u0627\u0635 \u0628\u0643 \u0628\u0625\u0631\u0633\u0627\u0644 \u062d\u0635\u0629 \u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0623\u0639\u0645\u0627\u0644 \u0627\u0644\u0635\u063a\u064a\u0631\u0629 (SBA) \u0627\u0644\u0628\u0627\u0644\u063a\u0629 40% \u0625\u0644\u0649 \u0645\u0631\u0643\u0632 \u0645\u0639\u0627\u0644\u062c\u0629 \u0627\u0644\u0642\u0631\u0648\u0636 \u0627\u0644\u062a\u0627\u0628\u0639 \u0644\u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0623\u0639\u0645\u0627\u0644 \u0627\u0644\u0635\u063a\u064a\u0631\u0629 \u0641\u064a \u0633\u0643\u0631\u0627\u0645\u0646\u062a\u0648. \u0648\u064a\u062a\u0648\u0644\u0649 \u0627\u0644\u0628\u0646\u0643 \u0645\u0639\u0627\u0644\u062c\u0629 \u062d\u0635\u0629 \u0627\u0644\u0640 50% \u0628\u0634\u0643\u0644 \u0645\u0633\u062a\u0642\u0644. \u0648\u062a\u0633\u062a\u063a\u0631\u0642 \u0627\u0644\u0645\u0648\u0627\u0641\u0642\u0629 \u0639\u0627\u062f\u0629\u064b \u0645\u0646 30 \u0625\u0644\u0649 60 \u064a\u0648\u0645\u064b\u0627.<\/li>\n<li><strong>\u0625\u063a\u0644\u0627\u0642 \u0627\u0644\u0642\u0631\u0636: <\/strong>\u0628\u0645\u062c\u0631\u062f \u0627\u0644\u0645\u0648\u0627\u0641\u0642\u0629\u060c \u064a\u062a\u0645 \u0625\u063a\u0644\u0627\u0642 \u0643\u0644 \u0645\u0646 \u0642\u0631\u0636 \u0627\u0644\u0628\u0646\u0643 \u0648\u0642\u0631\u0636 \u0645\u0624\u0633\u0633\u0629 \u0627\u0644\u062a\u0646\u0645\u064a\u0629 \u0627\u0644\u0645\u062c\u062a\u0645\u0639\u064a\u0629 \u0641\u064a \u0648\u0642\u062a \u0648\u0627\u062d\u062f. \u064a\u062a\u0645 \u0635\u0631\u0641 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0648\u064a\u0628\u062f\u0623 \u0645\u0634\u0631\u0648\u0639\u0643.<\/li>\n<\/ol>\n<h2>SBA 504 \u0645\u0642\u0627\u0628\u0644 SBA 7(a): \u0623\u064a\u0647\u0645\u0627 \u0627\u0644\u0623\u0646\u0633\u0628 \u0644\u0643\u061f<\/h2>\n<table width=\"624\">\n<thead>\n<tr>\n<td width=\"200\"><\/td>\n<td width=\"212\"><strong>SBA 504<\/strong><\/td>\n<td width=\"212\"><strong>SBA 7(a)<\/strong><\/td>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td width=\"200\">\u0627\u0644\u0623\u0641\u0636\u0644 \u0644\u0640<\/td>\n<td width=\"212\">\u0627\u0644\u0639\u0642\u0627\u0631\u0627\u062a \u0648\u0627\u0644\u0645\u0639\u062f\u0627\u062a \u0627\u0644\u062b\u0627\u0628\u062a\u0629<\/td>\n<td width=\"212\">\u0631\u0623\u0633 \u0627\u0644\u0645\u0627\u0644 \u0627\u0644\u0639\u0627\u0645\u0644\u060c \u0627\u0644\u0645\u062e\u0632\u0648\u0646\u060c \u0625\u0639\u0627\u062f\u0629 \u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u062f\u064a\u0648\u0646<\/td>\n<\/tr>\n<tr>\n<td width=\"200\">\u0627\u0644\u062d\u062f \u0627\u0644\u0623\u0642\u0635\u0649 \u0644\u0645\u0628\u0644\u063a \u0627\u0644\u0642\u0631\u0636<\/td>\n<td width=\"212\">5 \u0645\u0644\u0627\u064a\u064a\u0646 \u062f\u0648\u0644\u0627\u0631 (\u062d\u0635\u0629 \u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0623\u0639\u0645\u0627\u0644 \u0627\u0644\u0635\u063a\u064a\u0631\u0629)<\/td>\n<td width=\"212\">\u0625\u062c\u0645\u0627\u0644\u064a 5 \u0645\u0644\u0627\u064a\u064a\u0646 \u062f\u0648\u0644\u0627\u0631<\/td>\n<\/tr>\n<tr>\n<td width=\"200\">\u062f\u0641\u0639\u0629 \u0645\u0628\u062f\u0626\u064a\u0629<\/td>\n<td width=\"212\">10%<\/td>\n<td width=\"212\">10-30%<\/td>\n<\/tr>\n<tr>\n<td width=\"200\">\u0633\u0639\u0631 \u0627\u0644\u0641\u0627\u0626\u062f\u0629<\/td>\n<td width=\"212\">\u062b\u0627\u0628\u062a (\u064a\u062a\u0645 \u062a\u062d\u062f\u064a\u062f\u0647 \u0634\u0647\u0631\u064a\u064b\u0627 \u0645\u0646 \u0642\u0628\u0644 \u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0623\u0639\u0645\u0627\u0644 \u0627\u0644\u0635\u063a\u064a\u0631\u0629)<\/td>\n<td width=\"212\">\u0645\u062a\u063a\u064a\u0631 (\u0623\u0633\u0627\u0633\u064a + \u0627\u0646\u062a\u0634\u0627\u0631)<\/td>\n<\/tr>\n<tr>\n<td width=\"200\">\u0634\u0631\u0648\u0637 \u0627\u0644\u0633\u062f\u0627\u062f<\/td>\n<td width=\"212\">10-25 \u0633\u0646\u0629<\/td>\n<td width=\"212\">\u0645\u062f\u0629 \u062a\u0635\u0644 \u0625\u0644\u0649 25 \u0639\u0627\u0645\u064b\u0627 (\u0641\u064a \u0645\u062c\u0627\u0644 \u0627\u0644\u0639\u0642\u0627\u0631\u0627\u062a)<\/td>\n<\/tr>\n<tr>\n<td width=\"200\">\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u0623\u0645\u0648\u0627\u0644<\/td>\n<td width=\"212\">\u0627\u0644\u0623\u0635\u0648\u0644 \u0627\u0644\u062b\u0627\u0628\u062a\u0629 \u0641\u0642\u0637<\/td>\n<td width=\"212\">\u0623\u064a \u0634\u064a\u0621 \u062a\u0642\u0631\u064a\u0628\u064b\u0627 \u064a\u062a\u0639\u0644\u0642 \u0628\u0627\u0644\u0623\u0639\u0645\u0627\u0644 \u0627\u0644\u062a\u062c\u0627\u0631\u064a\u0629<\/td>\n<\/tr>\n<tr>\n<td width=\"200\">\u0645\u0646 \u064a\u062f\u064a\u0631<\/td>\n<td width=\"212\">\u0634\u0631\u0627\u0643\u0629 \u0628\u064a\u0646 \u0645\u0631\u0643\u0632 \u0645\u0643\u0627\u0641\u062d\u0629 \u0627\u0644\u0623\u0645\u0631\u0627\u0636 \u0648\u0627\u0644\u0648\u0642\u0627\u064a\u0629 \u0645\u0646\u0647\u0627 \u0648\u0627\u0644\u0628\u0646\u0643<\/td>\n<td width=\"212\">\u0627\u0644\u0645\u0642\u0631\u0636\u0648\u0646 \u0627\u0644\u0645\u0639\u062a\u0645\u062f\u0648\u0646 \u0645\u0646 \u0642\u0628\u0644 \u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0623\u0639\u0645\u0627\u0644 \u0627\u0644\u0635\u063a\u064a\u0631\u0629<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>\u0625\u0630\u0627 \u0643\u0627\u0646 \u0647\u062f\u0641\u0643 \u0647\u0648 \u0634\u0631\u0627\u0621 \u0639\u0642\u0627\u0631\u0627\u062a \u062a\u062c\u0627\u0631\u064a\u0629 \u0623\u0648 \u0645\u0639\u062f\u0627\u062a \u0631\u0626\u064a\u0633\u064a\u0629 \u0628\u0623\u0642\u0644 \u062f\u0641\u0639\u0629 \u0623\u0648\u0644\u0649 \u0645\u0645\u0643\u0646\u0629 \u0648\u0628\u0633\u0639\u0631 \u0641\u0627\u0626\u062f\u0629 \u062b\u0627\u0628\u062a \u0637\u0648\u064a\u0644 \u0627\u0644\u0623\u062c\u0644\u060c \u0641\u0625\u0646 \u0642\u0631\u0636 SBA 504 \u0647\u0648 \u0627\u0644\u062e\u064a\u0627\u0631 \u0627\u0644\u0623\u0641\u0636\u0644 \u0641\u064a \u0623\u063a\u0644\u0628 \u0627\u0644\u0623\u062d\u064a\u0627\u0646. \u0623\u0645\u0627 \u0644\u062a\u0644\u0628\u064a\u0629 \u0627\u062d\u062a\u064a\u0627\u062c\u0627\u062a \u062a\u0645\u0648\u064a\u0644\u064a\u0629 \u0623\u0643\u062b\u0631 \u0645\u0631\u0648\u0646\u0629\u060c \u0641\u0625\u0646 \u0642\u0631\u0636 SBA 7(a) \u0647\u0648 \u0627\u0644\u062e\u064a\u0627\u0631 \u0627\u0644\u0623\u0643\u062b\u0631 \u062a\u0646\u0648\u0639\u064b\u0627. \u064a\u0645\u0643\u0646\u0643 \u0623\u064a\u0636\u064b\u0627 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 <a href=\"https:\/\/toolstecique.com\/ar\/loan-amortization-calculator\/\">\u062d\u0627\u0633\u0628\u0629 \u0633\u062f\u0627\u062f \u0627\u0644\u0642\u0631\u0648\u0636<\/a> \u0644\u0645\u0642\u0627\u0631\u0646\u0629 \u062c\u062f\u0627\u0648\u0644 \u0627\u0644\u0633\u062f\u0627\u062f \u0628\u064a\u0646 \u0627\u0644\u0628\u0631\u0646\u0627\u0645\u062c\u064a\u0646.<\/p>\n<h2>\u0627\u0644\u0623\u0633\u0626\u0644\u0629 \u0627\u0644\u0634\u0627\u0626\u0639\u0629<\/h2>\n<p><strong>\u0645\u0627 \u0647\u0648 \u0627\u0644\u062d\u062f \u0627\u0644\u0623\u062f\u0646\u0649 \u0627\u0644\u0645\u0637\u0644\u0648\u0628 \u0645\u0646 \u062f\u0631\u062c\u0629 \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646 \u0644\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0642\u0631\u0636 SBA 504\u061f<\/strong><\/p>\n<p>\u0644\u0627 \u062a\u0646\u0634\u0631 \u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0623\u0639\u0645\u0627\u0644 \u0627\u0644\u0635\u063a\u064a\u0631\u0629 (SBA) \u062d\u062f\u064b\u0627 \u0623\u062f\u0646\u0649 \u0644\u0644\u062f\u0631\u062c\u0629 \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646\u064a\u0629 \u0644\u0628\u0631\u0646\u0627\u0645\u062c 504. \u0648\u0645\u0639 \u0630\u0644\u0643\u060c \u0641\u0625\u0646 \u0645\u0639\u0638\u0645 \u0645\u0631\u0627\u0643\u0632 \u062a\u0646\u0645\u064a\u0629 \u0627\u0644\u0645\u062c\u062a\u0645\u0639 (CDCs) \u0648\u0627\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u0645\u0634\u0627\u0631\u0643\u0629 \u062a\u0628\u062d\u062b \u0639\u0646 <strong>\u062f\u0631\u062c\u0629 \u0627\u0626\u062a\u0645\u0627\u0646 \u0634\u062e\u0635\u064a\u0629 \u0644\u0627 \u062a\u0642\u0644 \u0639\u0646 680<\/strong>\u0648\u064a\u0641\u0636\u0644 \u0627\u0644\u0643\u062b\u064a\u0631\u0648\u0646 \u062f\u0631\u062c\u0629 \u0627\u0626\u062a\u0645\u0627\u0646\u064a\u0629 \u062a\u0632\u064a\u062f \u0639\u0646 700. \u0643\u0645\u0627 \u064a\u0624\u062b\u0631 \u0627\u0644\u0645\u0644\u0641 \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646\u064a \u0644\u0634\u0631\u0643\u062a\u0643\u060c \u0648\u062a\u062f\u0641\u0642\u0627\u062a\u0647\u0627 \u0627\u0644\u0646\u0642\u062f\u064a\u0629\u060c \u0648\u0627\u0644\u0636\u0645\u0627\u0646\u0627\u062a \u0627\u0644\u0645\u0642\u062f\u0645\u0629 \u0628\u0634\u0643\u0644 \u0643\u0628\u064a\u0631 \u0639\u0644\u0649 \u0627\u0644\u0645\u0648\u0627\u0641\u0642\u0629. \u0648\u062a\u064f\u0639\u062f \u0646\u0633\u0628\u0629 \u062a\u063a\u0637\u064a\u0629 \u062e\u062f\u0645\u0629 \u0627\u0644\u062f\u064a\u0646 (DSCR) \u0627\u0644\u0642\u0648\u064a\u0629 - \u0648\u0627\u0644\u062a\u064a \u062a\u0628\u0644\u063a \u0639\u0627\u062f\u0629\u064b 1.25 \u0623\u0648 \u0623\u0639\u0644\u0649 - \u0628\u0646\u0641\u0633 \u0627\u0644\u0642\u062f\u0631 \u0645\u0646 \u0627\u0644\u0623\u0647\u0645\u064a\u0629.<\/p>\n<p><strong>\u0647\u0644 \u064a\u0645\u0643\u0646 \u0644\u0634\u0631\u0643\u0629 \u0646\u0627\u0634\u0626\u0629 \u0627\u0644\u062a\u0642\u062f\u0645 \u0628\u0637\u0644\u0628 \u0644\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0642\u0631\u0636 SBA 504\u061f<\/strong><\/p>\n<p>\u0646\u0639\u0645\u060c \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u0646\u0627\u0634\u0626\u0629 (\u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u064a \u064a\u0642\u0644 \u0639\u0645\u0631\u0647\u0627 \u0639\u0646 \u0633\u0646\u062a\u064a\u0646) \u063a\u064a\u0631 \u0645\u0633\u062a\u0628\u0639\u062f\u0629 \u0645\u0646 \u0627\u0644\u0628\u0631\u0646\u0627\u0645\u062c. \u0648\u0645\u0639 \u0630\u0644\u0643\u060c \u0641\u0625\u0646\u0647\u0627 \u062a\u0648\u0627\u062c\u0647 \u0645\u062a\u0637\u0644\u0628\u0627\u062a \u0623\u0643\u062b\u0631 \u0635\u0631\u0627\u0645\u0629: \u0623 <strong>\u062f\u0641\u0639\u0629 \u0623\u0648\u0644\u0649 \u0623\u0639\u0644\u0649 \u062a\u062a\u0631\u0627\u0648\u062d \u0628\u064a\u0646 15-20%<\/strong>\u062e\u0637\u0629 \u0639\u0645\u0644 \u0645\u0641\u0635\u0644\u0629\u060c \u200b\u200b\u0648\u0623\u062d\u064a\u0627\u0646\u064b\u0627 \u0636\u0645\u0627\u0646\u0627\u062a \u0625\u0636\u0627\u0641\u064a\u0629. \u0633\u064a\u0639\u062a\u0645\u062f \u0627\u0644\u0645\u0642\u0631\u0636\u0648\u0646 \u0628\u0634\u0643\u0644 \u0623\u0643\u0628\u0631 \u0639\u0644\u0649 \u0627\u0644\u0642\u0648\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u0634\u062e\u0635\u064a\u0629 \u0644\u0644\u0645\u0627\u0644\u0643 \u0648\u062e\u0628\u0631\u062a\u0647 \u0641\u064a \u0627\u0644\u0645\u062c\u0627\u0644 \u0639\u0646\u062f\u0645\u0627 \u064a\u0643\u0648\u0646 \u062a\u0627\u0631\u064a\u062e \u0627\u0644\u0634\u0631\u0643\u0629 \u0645\u062d\u062f\u0648\u062f\u064b\u0627.<\/p>\n<p><strong>\u0643\u0645 \u062a\u0633\u062a\u063a\u0631\u0642 \u0627\u0644\u0645\u0648\u0627\u0641\u0642\u0629 \u0639\u0644\u0649 \u0642\u0631\u0636 SBA 504\u061f<\/strong><\/p>\n<p>\u062a\u0633\u062a\u063a\u0631\u0642 \u0627\u0644\u0645\u0648\u0627\u0641\u0642\u0629 \u0639\u0627\u062f\u0629\u064b \u0645\u0646 30 \u0625\u0644\u0649 60 \u064a\u0648\u0645\u064b\u0627 \u0645\u0646 \u062a\u0627\u0631\u064a\u062e \u062a\u0642\u062f\u064a\u0645 \u0627\u0644\u0637\u0644\u0628 \u0648\u062d\u062a\u0649 \u0627\u0644\u0645\u0648\u0627\u0641\u0642\u0629 \u0627\u0644\u0646\u0647\u0627\u0626\u064a\u0629\u060c \u0648\u064a\u062a\u0645 \u0625\u062a\u0645\u0627\u0645 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0629 \u0628\u0639\u062f \u0630\u0644\u0643 \u0628\u0641\u062a\u0631\u0629 \u0648\u062c\u064a\u0632\u0629. \u0642\u062f \u062a\u0633\u062a\u063a\u0631\u0642 \u0645\u0634\u0627\u0631\u064a\u0639 \u0627\u0644\u0628\u0646\u0627\u0621 \u0623\u0648 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u0645\u0639\u0642\u062f\u0629 \u0648\u0642\u062a\u064b\u0627 \u0623\u0637\u0648\u0644. \u064a\u064f\u0639\u062f\u0651 \u0627\u0644\u062a\u0639\u0627\u0648\u0646 \u0645\u0639 \u0634\u0631\u0643\u0629 \u0645\u062a\u062e\u0635\u0635\u0629 \u0641\u064a \u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0645\u0634\u0627\u0631\u064a\u0639 \u0627\u0644\u0625\u0646\u0634\u0627\u0626\u064a\u0629 (CDC) \u0648\u062a\u062c\u0647\u064a\u0632 \u0627\u0644\u0645\u0633\u062a\u0646\u062f\u0627\u062a \u0645\u0633\u0628\u0642\u064b\u0627 \u0623\u0641\u0636\u0644 \u0637\u0631\u064a\u0642\u0629 \u0644\u062a\u062c\u0646\u0628 \u0627\u0644\u062a\u0623\u062e\u064a\u0631.<\/p>\n<p><strong>\u0647\u0644 \u064a\u0645\u0643\u0646 \u0646\u0642\u0644 \u0642\u0631\u0636 SBA 504\u061f<\/strong><\/p>\n<p>\u0646\u0639\u0645\u060c \u0645\u0646 \u0628\u064a\u0646 \u0627\u0644\u0645\u0632\u0627\u064a\u0627 \u0627\u0644\u0623\u0642\u0644 \u0634\u0647\u0631\u0629 \u0644\u0628\u0631\u0646\u0627\u0645\u062c SBA 504 \u0625\u0645\u0643\u0627\u0646\u064a\u0629 \u0646\u0642\u0644 \u0627\u0644\u0642\u0631\u0636 \u0625\u0644\u0649 \u0627\u0644\u0645\u0634\u062a\u0631\u064a \u0641\u064a \u062d\u0627\u0644 \u0628\u064a\u0639 \u0645\u0634\u0631\u0648\u0639\u0643 \u0623\u0648 \u0639\u0642\u0627\u0631\u0643. \u0648\u0647\u0630\u0627 \u0642\u062f \u064a\u062c\u0639\u0644 \u0639\u0642\u0627\u0631\u0643 \u0623\u0643\u062b\u0631 \u062c\u0627\u0630\u0628\u064a\u0629 \u0644\u0644\u0645\u0634\u062a\u0631\u064a\u0646\u060c \u0625\u0630 \u064a\u062d\u0635\u0644\u0648\u0646 \u0639\u0644\u0649 \u062a\u0645\u0648\u064a\u0644 \u0628\u0641\u0627\u0626\u062f\u0629 \u062b\u0627\u0628\u062a\u0629 \u0648\u0645\u064a\u0633\u0631\u0629\u060c \u0645\u0645\u0627 \u0642\u062f \u064a\u0631\u0641\u0639 \u0633\u0639\u0631 \u0627\u0644\u0628\u064a\u0639.<\/p>\n<h2>\u0647\u0644 \u0623\u0646\u062a \u0645\u0633\u062a\u0639\u062f \u0644\u0645\u0639\u0631\u0641\u0629 \u0645\u0627 \u0625\u0630\u0627 \u0643\u0646\u062a \u0645\u0624\u0647\u0644\u0627\u064b\u061f<\/h2>\n<p>\u064a\u064f\u0639\u062f\u0651 \u0642\u0631\u0636 SBA 504 \u0645\u0646 \u0623\u0641\u0636\u0644 \u062e\u064a\u0627\u0631\u0627\u062a \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0645\u062a\u0627\u062d\u0629 \u0644\u0623\u0635\u062d\u0627\u0628 \u0627\u0644\u0645\u0634\u0627\u0631\u064a\u0639 \u0627\u0644\u0635\u063a\u064a\u0631\u0629\u060c \u0634\u0631\u064a\u0637\u0629 \u0627\u0633\u062a\u064a\u0641\u0627\u0621 \u0627\u0644\u0634\u0631\u0648\u0637. \u0641\u062f\u0641\u0639\u0627\u062a\u0647 \u0627\u0644\u0645\u0642\u062f\u0645\u0629 \u0627\u0644\u0645\u0646\u062e\u0641\u0636\u0629\u060c \u0648\u0623\u0633\u0639\u0627\u0631 \u0627\u0644\u0641\u0627\u0626\u062f\u0629 \u0627\u0644\u062b\u0627\u0628\u062a\u0629 \u0637\u0648\u064a\u0644\u0629 \u0627\u0644\u0623\u062c\u0644\u060c \u0648\u0645\u0628\u0627\u0644\u063a \u0627\u0644\u0642\u0631\u0648\u0636 \u0627\u0644\u0643\u0628\u064a\u0631\u0629 \u062a\u062c\u0639\u0644\u0647 \u062e\u064a\u0627\u0631\u064b\u0627 \u0645\u062b\u0627\u0644\u064a\u064b\u0627 \u0644\u0623\u064a \u0645\u0634\u0631\u0648\u0639 \u062a\u062c\u0627\u0631\u064a \u064a\u0633\u0639\u0649 \u0625\u0644\u0649 \u0627\u0645\u062a\u0644\u0627\u0643 \u0645\u0633\u0627\u062d\u062a\u0647 \u0627\u0644\u062a\u062c\u0627\u0631\u064a\u0629 \u0623\u0648 \u062a\u0648\u0633\u064a\u0639 \u0637\u0627\u0642\u062a\u0647 \u0627\u0644\u0625\u0646\u062a\u0627\u062c\u064a\u0629.<\/p>\n<p>\u0642\u0628\u0644 \u0627\u0644\u0627\u062a\u0635\u0627\u0644 \u0628\u0623\u064a \u062c\u0647\u0629 \u0625\u0642\u0631\u0627\u0636\u060c \u062e\u0635\u0635 \u062e\u0645\u0633 \u062f\u0642\u0627\u0626\u0642 \u0644\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u062d\u0627\u0633\u0628\u0629 \u0642\u0631\u0648\u0636 SBA 504 \u0627\u0644\u0645\u062c\u0627\u0646\u064a\u0629 \u0639\u0644\u0649 <a href=\"https:\/\/toolstecique.com\/ar\/\">\u0623\u0633\u0644\u0648\u0628 \u0627\u0644\u0623\u062f\u0648\u0627\u062a<\/a>\u0623\u062f\u062e\u0644 \u062a\u0643\u0644\u0641\u0629 \u0645\u0634\u0631\u0648\u0639\u0643 \u0648\u0627\u0637\u0644\u0639 \u0639\u0644\u0649 \u062a\u0641\u0627\u0635\u064a\u0644 \u062a\u0642\u0633\u064a\u0645 \u0627\u0644\u062a\u0643\u0627\u0644\u064a\u0641 \u0628\u0646\u0633\u0628\u0629 50\/40\/10\u060c \u0648\u0642\u064a\u0645\u0629 \u0642\u0633\u0637\u0643 \u0627\u0644\u0634\u0647\u0631\u064a\u060c \u0648\u0645\u0642\u0627\u0631\u0646\u0629 \u0627\u0644\u0634\u0631\u0648\u0637 \u0627\u0644\u0645\u062e\u062a\u0644\u0641\u0629. \u0625\u0646\u0651 \u062a\u0642\u062f\u064a\u0645 \u0627\u0644\u0623\u0631\u0642\u0627\u0645 \u0641\u064a \u0623\u0648\u0644 \u0645\u062d\u0627\u062f\u062b\u0629 \u0644\u0643 \u0645\u0639 \u0645\u0631\u0643\u0632 \u0627\u0644\u0633\u064a\u0637\u0631\u0629 \u0639\u0644\u0649 \u0627\u0644\u0623\u0645\u0631\u0627\u0636 \u0648\u0627\u0644\u0648\u0642\u0627\u064a\u0629 \u0645\u0646\u0647\u0627 \u064a\u064f\u0639\u0637\u064a \u0627\u0646\u0637\u0628\u0627\u0639\u064b\u0627 \u0642\u0648\u064a\u064b\u0627.<\/p>\n<p><script type=\"application\/ld+json\">{\n    \"@context\": \"https:\\\/\\\/schema.org\",\n    \"@type\": \"FAQPage\",\n    \"mainEntity\": [\n        {\n            \"@type\": \"Question\",\n            \"name\": \"What credit score is needed for an SBA 504 loan?\",\n            \"acceptedAnswer\": {\n                \"@type\": \"Answer\",\n                \"text\": \"The SBA does not publish a minimum credit score for the 504 program. However, most CDCs and participating banks look for a personal credit score of at least 680, and many prefer 700+. Your business\\u2019s credit profile, cash flow, and collateral also heavily influence approval. A strong DSCR (debt service coverage ratio), typically 1.25 or higher, is equally important.\"\n            }\n        },\n        {\n            \"@type\": \"Question\",\n            \"name\": \"Can a startup apply for an SBA 504 loan?\",\n            \"acceptedAnswer\": {\n                \"@type\": \"Answer\",\n                \"text\": \"Yes, startups (businesses under 2 years old) are not excluded from the program. However, they face stricter requirements, including a higher down payment of 15\\u201320%, a detailed business plan, and sometimes additional collateral. Lenders rely more heavily on the owner's personal financial strength and industry experience when the business has limited history.\"\n            }\n        },\n        {\n            \"@type\": \"Question\",\n            \"name\": \"How long does SBA 504 loan approval take?\",\n            \"acceptedAnswer\": {\n                \"@type\": \"Answer\",\n                \"text\": \"Typical approval timelines run 30 to 60 days from completed application to approval, with closing following shortly after. Construction projects or complex transactions can take longer. Working with an experienced CDC and having your documentation ready upfront is the best way to avoid delays.\"\n            }\n        },\n        {\n            \"@type\": \"Question\",\n            \"name\": \"Is the SBA 504 loan assumable?\",\n            \"acceptedAnswer\": {\n                \"@type\": \"Answer\",\n                \"text\": \"Yes, one of the lesser-known advantages of the SBA 504 loan is that it can be assumed by a buyer if you sell your business or property. This can make your property more attractive to buyers since they inherit favorable fixed-rate financing, potentially allowing you to command a higher sale price.\"\n            }\n        }\n    ]\n}<\/script><\/p>","protected":false},"excerpt":{"rendered":"<p>TL;DR\u00a0To qualify for an SBA 504 loan in 2026, your business must: (1) operate as a for-profit company in the [&hellip;]<\/p>","protected":false},"author":1,"featured_media":2632,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[516],"tags":[],"class_list":["post-2630","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finance"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v25.9 (Yoast SEO v27.4) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>SBA 504 Loan Requirements: Complete 2026 Guide - Tools Tecique<\/title>\n<meta name=\"description\" content=\"Learn the exact SBA 504 loan requirements 2026, eligibility, loan structure, credit score, &amp; how to apply. 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