{"id":2754,"date":"2026-07-11T19:24:34","date_gmt":"2026-07-11T19:24:34","guid":{"rendered":"https:\/\/toolstecique.com\/?p=2754"},"modified":"2026-07-14T23:41:57","modified_gmt":"2026-07-14T23:41:57","slug":"30-year-vs-15-year-mortgage","status":"publish","type":"post","link":"https:\/\/toolstecique.com\/ar\/30-year-vs-15-year-mortgage\/","title":{"rendered":"\u0627\u0644\u0631\u0647\u0646 \u0627\u0644\u0639\u0642\u0627\u0631\u064a \u0644\u0645\u062f\u0629 30 \u0639\u0627\u0645\u064b\u0627 \u0645\u0642\u0627\u0628\u0644 \u0627\u0644\u0631\u0647\u0646 \u0627\u0644\u0639\u0642\u0627\u0631\u064a \u0644\u0645\u062f\u0629 15 \u0639\u0627\u0645\u064b\u0627: \u0623\u064a\u0647\u0645\u0627 \u064a\u0648\u0641\u0631 \u0644\u0643 \u0627\u0644\u0645\u0632\u064a\u062f \u0645\u0646 \u0627\u0644\u0645\u0627\u0644\u061f"},"content":{"rendered":"

\u064a\u064f\u0639\u062f\u0651 \u0647\u0630\u0627 \u0623\u062d\u062f \u0623\u0647\u0645 \u0627\u0644\u0642\u0631\u0627\u0631\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u062a\u064a \u064a\u0648\u0627\u062c\u0647\u0647\u0627 \u0623\u0635\u062d\u0627\u0628 \u0627\u0644\u0645\u0646\u0627\u0632\u0644\u060c \u0648\u064a\u062e\u062a\u0627\u0631 \u0645\u0639\u0638\u0645 \u0627\u0644\u0646\u0627\u0633 \u0628\u0646\u0627\u0621\u064b \u0639\u0644\u0649 \u0627\u0644\u0642\u0633\u0637 \u0627\u0644\u0630\u064a \u064a\u0646\u0627\u0633\u0628 \u0645\u064a\u0632\u0627\u0646\u064a\u062a\u0647\u0645 \u200b\u200b\u0627\u0644\u062d\u0627\u0644\u064a\u0629 \u0628\u062f\u0644\u0627\u064b \u0645\u0646 \u0627\u0644\u062e\u064a\u0627\u0631 \u0627\u0644\u0623\u0643\u062b\u0631 \u0641\u0639\u0627\u0644\u064a\u0629 \u0641\u064a \u0628\u0646\u0627\u0621 \u0627\u0644\u062b\u0631\u0648\u0629. \u0643\u0644\u0627 \u0627\u0644\u0646\u0647\u062c\u064a\u0646 \u0644\u0647 \u0645\u0632\u0627\u064a\u0627\u0647\u060c \u0648\u0644\u0643\u0646\u0643 \u062a\u062d\u062a\u0627\u062c \u0625\u0644\u0649 \u0627\u0644\u0635\u0648\u0631\u0629 \u0627\u0644\u0643\u0627\u0645\u0644\u0629 \u0623\u0648\u0644\u0627\u064b.<\/p>\n

\u064a\u0628\u0644\u063a \u0645\u062a\u0648\u0633\u0637 \u200b\u200b\u0645\u0639\u062f\u0644 \u0627\u0644\u0631\u0647\u0646 \u0627\u0644\u0639\u0642\u0627\u0631\u064a \u0627\u0644\u062b\u0627\u0628\u062a \u0644\u0645\u062f\u0629 30 \u0639\u0627\u0645\u064b\u0627 \u0641\u064a \u0627\u0644\u0648\u0644\u0627\u064a\u0627\u062a \u0627\u0644\u0645\u062a\u062d\u062f\u0629 6.8% \u0641\u064a \u0639\u0627\u0645 2026\u060c \u0648\u0641\u0642\u064b\u0627 \u0644\u0640 \u0628\u0646\u0643\u0631\u064a\u062a<\/a>\u064a\u0628\u0644\u063a \u0645\u062a\u0648\u0633\u0637 \u200b\u200b\u0633\u0639\u0631 \u0627\u0644\u0641\u0627\u0626\u062f\u0629 \u0627\u0644\u062b\u0627\u0628\u062a\u0629 \u0644\u0645\u062f\u0629 15 \u0639\u0627\u0645\u064b\u0627 \u062d\u0648\u0627\u0644\u064a 6.1% \u0625\u0644\u0649 6.3%. \u0648\u064a\u0636\u064a\u0641 \u0647\u0630\u0627 \u0627\u0644\u0641\u0627\u0631\u0642 \u0641\u064a \u0633\u0639\u0631 \u0627\u0644\u0641\u0627\u0626\u062f\u0629 \u0628\u064f\u0639\u062f\u064b\u0627 \u0647\u0627\u0645\u064b\u0627 \u0622\u062e\u0631 \u0644\u0644\u0645\u0642\u0627\u0631\u0646\u0629.<\/p>\n

\u0645\u0642\u0627\u0631\u0646\u0629 \u0627\u0644\u062f\u0641\u0639\u0627\u062a \u0627\u0644\u0634\u0647\u0631\u064a\u0629: 30 \u0639\u0627\u0645\u064b\u0627 \u0645\u0642\u0627\u0628\u0644 15 \u0639\u0627\u0645\u064b\u0627<\/h2>\n

\u0639\u0644\u0649 \u0642\u0631\u0636 \u0639\u0642\u0627\u0631\u064a \u0628\u0642\u064a\u0645\u0629 400,000 \u062f\u0648\u0644\u0627\u0631 \u0623\u0645\u0631\u064a\u0643\u064a\u060c \u0648\u0628\u0645\u0639\u062f\u0644\u0627\u062a \u0639\u0627\u0645 2026 \u0627\u0644\u062d\u0627\u0644\u064a\u0629 (6.8% \u0644\u0645\u062f\u0629 30 \u0639\u0627\u0645\u064b\u0627\u060c \u06486.2% \u0644\u0645\u062f\u0629 15 \u0639\u0627\u0645\u064b\u0627)\u060c \u064a\u0628\u0644\u063a \u0627\u0644\u0642\u0633\u0637 \u0627\u0644\u0634\u0647\u0631\u064a \u0644\u0644\u0642\u0631\u0636 \u0644\u0645\u062f\u0629 30 \u0639\u0627\u0645\u064b\u0627 2,607 \u062f\u0648\u0644\u0627\u0631\u064b\u0627 \u0623\u0645\u0631\u064a\u0643\u064a\u064b\u0627 (\u0623\u0635\u0644 \u0627\u0644\u0642\u0631\u0636 + \u0627\u0644\u0641\u0627\u0626\u062f\u0629)\u060c \u0645\u0642\u0627\u0628\u0644 3,415 \u062f\u0648\u0644\u0627\u0631\u064b\u0627 \u0623\u0645\u0631\u064a\u0643\u064a\u064b\u0627 \u0644\u0644\u0642\u0631\u0636 \u0644\u0645\u062f\u0629 15 \u0639\u0627\u0645\u064b\u0627\u060c \u0623\u064a \u0628\u0641\u0627\u0631\u0642 808 \u062f\u0648\u0644\u0627\u0631\u064b\u0627 \u0623\u0645\u0631\u064a\u0643\u064a\u064b\u0627 \u0634\u0647\u0631\u064a\u064b\u0627. \u064a\u062f\u0641\u0639 \u0627\u0644\u0645\u0642\u062a\u0631\u0636 \u0627\u0644\u0630\u064a \u064a\u062e\u062a\u0627\u0631 \u0627\u0644\u0642\u0631\u0636 \u0644\u0645\u062f\u0629 30 \u0639\u0627\u0645\u064b\u0627 538,446 \u062f\u0648\u0644\u0627\u0631\u064b\u0627 \u0623\u0645\u0631\u064a\u0643\u064a\u064b\u0627 \u0643\u0641\u0648\u0627\u0626\u062f \u0625\u062c\u0645\u0627\u0644\u064a\u0629 \u0637\u0648\u0627\u0644 \u0645\u062f\u0629 \u0627\u0644\u0642\u0631\u0636\u060c \u0628\u064a\u0646\u0645\u0627 \u064a\u062f\u0641\u0639 \u0627\u0644\u0645\u0642\u062a\u0631\u0636 \u0627\u0644\u0630\u064a \u064a\u062e\u062a\u0627\u0631 \u0627\u0644\u0642\u0631\u0636 \u0644\u0645\u062f\u0629 15 \u0639\u0627\u0645\u064b\u0627 214,700 \u062f\u0648\u0644\u0627\u0631\u064b\u0627 \u0623\u0645\u0631\u064a\u0643\u064a\u064b\u0627\u060c \u0645\u0648\u0641\u0631\u064b\u0627 \u0628\u0630\u0644\u0643 323,746 \u062f\u0648\u0644\u0627\u0631\u064b\u0627 \u0623\u0645\u0631\u064a\u0643\u064a\u064b\u0627. \u064a\u0623\u062a\u064a \u0627\u0646\u062e\u0641\u0627\u0636 \u0627\u0644\u0642\u0633\u0637 \u0627\u0644\u0634\u0647\u0631\u064a \u0644\u0644\u0642\u0631\u0636 \u0644\u0645\u062f\u0629 30 \u0639\u0627\u0645\u064b\u0627 \u0628\u062a\u0643\u0644\u0641\u0629 \u0628\u0627\u0647\u0638\u0629 \u0639\u0644\u0649 \u0627\u0644\u0645\u062f\u0649 \u0627\u0644\u0637\u0648\u064a\u0644.<\/p>\n\n\n\n\n\n\n\n
\u0645\u0628\u0644\u063a \u0627\u0644\u0642\u0631\u0636<\/th>\n30 \u0639\u0627\u0645\u064b\u0627 \u0628\u0641\u0627\u0626\u062f\u0629 6.8%<\/th>\n15 \u0633\u0646\u0629 \u0628\u0641\u0627\u0626\u062f\u0629 6.2%<\/th>\n\u0625\u0636\u0627\u0641\u064a\/\u0634\u0647\u0631\u064a<\/th>\n\u0627\u0644\u0641\u0648\u0627\u0626\u062f \u0627\u0644\u0645\u0648\u0641\u0631\u0629<\/th>\n<\/tr>\n<\/thead>\n
$300,000<\/td>\n$1,955<\/td>\n$2,561<\/td>\n+$606<\/td>\n$234,900<\/td>\n<\/tr>\n
$400,000<\/td>\n$2,607<\/td>\n$3,415<\/td>\n+$808<\/td>\n$313,200<\/td>\n<\/tr>\n
$500,000<\/td>\n$3,259<\/td>\n$4,269<\/td>\n+$1,010<\/td>\n$391,500<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

\u0641\u064a \u0642\u0631\u0636 \u0628\u0642\u064a\u0645\u0629 400 \u0623\u0644\u0641 \u062f\u0648\u0644\u0627\u0631\u060c \u064a\u0648\u0641\u0631 \u0627\u062e\u062a\u064a\u0627\u0631 \u0645\u062f\u0629 15 \u0639\u0627\u0645\u064b\u0627 \u0623\u0643\u062b\u0631 \u0645\u0646 300 \u0623\u0644\u0641 \u062f\u0648\u0644\u0627\u0631. \u0648\u0647\u0630\u0627 \u064a\u0643\u0641\u064a \u0644\u062a\u0645\u0648\u064a\u0644 \u062d\u0633\u0627\u0628 \u062a\u0642\u0627\u0639\u062f\u060c \u0623\u0648 \u0634\u0631\u0627\u0621 \u0639\u0642\u0627\u0631 \u062b\u0627\u0646\u064d\u060c \u0623\u0648 \u062f\u0641\u0639 \u062a\u0643\u0627\u0644\u064a\u0641 \u0627\u0644\u062a\u0639\u0644\u064a\u0645 \u0627\u0644\u062c\u0627\u0645\u0639\u064a \u0644\u0639\u062f\u0629 \u0623\u0637\u0641\u0627\u0644.<\/p>\n

\u0632\u064a\u0627\u062f\u0629 \u0631\u0623\u0633 \u0627\u0644\u0645\u0627\u0644: \u0623\u064a \u0642\u0631\u0636 \u064a\u0645\u0646\u062d\u0643 \u0627\u0644\u062a\u0642\u062f\u0645 \u0628\u0634\u0643\u0644 \u0623\u0633\u0631\u0639\u061f<\/h2>\n

\u064a\u064f\u0633\u0627\u0647\u0645 \u0642\u0631\u0636 \u0627\u0644\u0631\u0647\u0646 \u0627\u0644\u0639\u0642\u0627\u0631\u064a \u0644\u0645\u062f\u0629 15 \u0639\u0627\u0645\u064b\u0627 \u0641\u064a \u0628\u0646\u0627\u0621 \u062d\u0642\u0648\u0642 \u0627\u0644\u0645\u0644\u0643\u064a\u0629 \u0627\u0644\u0639\u0642\u0627\u0631\u064a\u0629 \u0628\u0645\u0639\u062f\u0644 \u0623\u0633\u0631\u0639 \u0628\u0645\u0631\u062a\u064a\u0646 \u062a\u0642\u0631\u064a\u0628\u064b\u0627 \u0645\u0646 \u0642\u0631\u0636 \u0627\u0644\u0631\u0647\u0646 \u0627\u0644\u0639\u0642\u0627\u0631\u064a \u0644\u0645\u062f\u0629 30 \u0639\u0627\u0645\u064b\u0627 \u0641\u064a \u0627\u0644\u0633\u0646\u0648\u0627\u062a \u0627\u0644\u0623\u0648\u0644\u0649. \u0641\u0628\u0639\u062f 5 \u0633\u0646\u0648\u0627\u062a \u0645\u0646 \u0633\u062f\u0627\u062f \u0642\u0631\u0636 \u0628\u0642\u064a\u0645\u0629 400,000 \u062f\u0648\u0644\u0627\u0631 \u0623\u0645\u0631\u064a\u0643\u064a \u0628\u0623\u0633\u0639\u0627\u0631 \u0641\u0627\u0626\u062f\u0629 \u0639\u0627\u0645 2026\u060c \u064a\u0643\u0648\u0646 \u0627\u0644\u0645\u0642\u062a\u0631\u0636 \u0627\u0644\u0630\u064a \u062d\u0635\u0644 \u0639\u0644\u0649 \u0642\u0631\u0636 \u0644\u0645\u062f\u0629 15 \u0639\u0627\u0645\u064b\u0627 \u0642\u062f \u0633\u062f\u062f \u062d\u0648\u0627\u0644\u064a 89,000 \u062f\u0648\u0644\u0627\u0631 \u0623\u0645\u0631\u064a\u0643\u064a \u0645\u0646 \u0623\u0635\u0644 \u0627\u0644\u0642\u0631\u0636\u060c \u0628\u064a\u0646\u0645\u0627 \u064a\u0643\u0648\u0646 \u0627\u0644\u0645\u0642\u062a\u0631\u0636 \u0627\u0644\u0630\u064a \u062d\u0635\u0644 \u0639\u0644\u0649 \u0642\u0631\u0636 \u0644\u0645\u062f\u0629 30 \u0639\u0627\u0645\u064b\u0627 \u0642\u062f \u0633\u062f\u062f 28,000 \u062f\u0648\u0644\u0627\u0631 \u0623\u0645\u0631\u064a\u0643\u064a \u0641\u0642\u0637. \u064a\u064f\u0639\u062f \u0647\u0630\u0627 \u0627\u0644\u0641\u0627\u0631\u0642 \u0641\u064a \u062d\u0642\u0648\u0642 \u0627\u0644\u0645\u0644\u0643\u064a\u0629 \u0645\u0647\u0645\u064b\u0627 \u0644\u062e\u064a\u0627\u0631\u0627\u062a \u0625\u0639\u0627\u062f\u0629 \u0627\u0644\u062a\u0645\u0648\u064a\u0644\u060c \u0648\u062e\u0637\u0648\u0637 \u0627\u0626\u062a\u0645\u0627\u0646 \u062d\u0642\u0648\u0642 \u0627\u0644\u0645\u0644\u0643\u064a\u0629 \u0627\u0644\u0639\u0642\u0627\u0631\u064a\u0629\u060c \u0648\u0635\u0627\u0641\u064a \u0627\u0644\u062b\u0631\u0648\u0629 \u0627\u0644\u0625\u062c\u0645\u0627\u0644\u064a\u0629. \u0643\u0645\u0627 \u0623\u0646 \u0632\u064a\u0627\u062f\u0629 \u062d\u0642\u0648\u0642 \u0627\u0644\u0645\u0644\u0643\u064a\u0629 \u0628\u0634\u0643\u0644 \u0623\u0633\u0631\u0639 \u062a\u0648\u0641\u0631 \u0647\u0627\u0645\u0634 \u0623\u0645\u0627\u0646 \u0623\u0643\u0628\u0631 \u0641\u064a \u062d\u0627\u0644 \u0627\u0646\u062e\u0641\u0627\u0636 \u0642\u064a\u0645\u0629 \u0627\u0644\u0645\u0646\u0627\u0632\u0644.<\/p>\n\n\n\n\n\n\n\n
\u0633\u0646\u0629<\/th>\n\u0631\u0635\u064a\u062f 30 \u0639\u0627\u0645\u064b\u0627<\/th>\n\u0631\u0635\u064a\u062f 15 \u0639\u0627\u0645\u064b\u0627<\/th>\n\u0645\u064a\u0632\u0629 \u0627\u0644\u0623\u0633\u0647\u0645<\/th>\n<\/tr>\n<\/thead>\n
\u0627\u0644\u0633\u0646\u0629 \u0627\u0644\u062e\u0627\u0645\u0633\u0629<\/td>\n$372,000<\/td>\n$311,000<\/td>\n+$61,000<\/td>\n<\/tr>\n
\u0627\u0644\u0635\u0641 \u0627\u0644\u0639\u0627\u0634\u0631<\/td>\n$339,000<\/td>\n$194,000<\/td>\n+$145,000<\/td>\n<\/tr>\n
\u0627\u0644\u0633\u0646\u0629 \u0627\u0644\u062e\u0627\u0645\u0633\u0629 \u0639\u0634\u0631\u0629<\/td>\n$295,000<\/td>\n0 \u062f\u0648\u0644\u0627\u0631 (\u062a\u0645 \u0633\u062f\u0627\u062f \u0627\u0644\u0645\u0628\u0644\u063a)<\/td>\n+$295,000<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

\u0641\u064a \u0627\u0644\u0633\u0646\u0629 \u0627\u0644\u062e\u0627\u0645\u0633\u0629 \u0639\u0634\u0631\u0629\u060c \u064a\u0645\u062a\u0644\u0643 \u0627\u0644\u0645\u0642\u062a\u0631\u0636 \u0627\u0644\u0630\u064a \u0633\u062f\u062f \u0627\u0644\u0642\u0631\u0636 \u0644\u0645\u062f\u0629 15 \u0639\u0627\u0645\u064b\u0627 \u0645\u0646\u0632\u0644\u0647 \u0645\u0644\u0643\u064a\u0629 \u062a\u0627\u0645\u0629. \u0623\u0645\u0627 \u0627\u0644\u0645\u0642\u062a\u0631\u0636 \u0627\u0644\u0630\u064a \u0633\u062f\u062f \u0627\u0644\u0642\u0631\u0636 \u0644\u0645\u062f\u0629 30 \u0639\u0627\u0645\u064b\u0627\u060c \u0641\u0644\u0627 \u064a\u0632\u0627\u0644 \u0645\u062f\u064a\u0646\u064b\u0627 \u0628\u0645\u0628\u0644\u063a 295,000 \u062f\u0648\u0644\u0627\u0631 \u0623\u0645\u0631\u064a\u0643\u064a\u060c \u0648\u064a\u062a\u0628\u0642\u0649 \u0639\u0644\u064a\u0647 \u0633\u062f\u0627\u062f \u0623\u0642\u0633\u0627\u0637 \u0644\u0645\u062f\u0629 15 \u0639\u0627\u0645\u064b\u0627 \u0623\u062e\u0631\u0649.<\/p>\n

\u0645\u0646 \u0648\u0627\u0642\u0639 \u0627\u0644\u062a\u062c\u0631\u0628\u0629: \u0643\u0627\u0646\u062a \u0645\u0639\u0644\u0645\u0629 \u062a\u0628\u0644\u063a \u0645\u0646 \u0627\u0644\u0639\u0645\u0631 38 \u0639\u0627\u0645\u064b\u0627 \u0645\u062a\u0631\u062f\u062f\u0629 \u0628\u064a\u0646 \u0642\u0631\u0636 \u0639\u0642\u0627\u0631\u064a \u0644\u0645\u062f\u0629 30 \u0639\u0627\u0645\u064b\u0627 \u0628\u0642\u0633\u0637 \u0634\u0647\u0631\u064a 2100 \u062f\u0648\u0644\u0627\u0631\u060c \u0648\u0642\u0631\u0636 \u0622\u062e\u0631 \u0644\u0645\u062f\u0629 15 \u0639\u0627\u0645\u064b\u0627 \u0628\u0642\u0633\u0637 \u0634\u0647\u0631\u064a 2820 \u062f\u0648\u0644\u0627\u0631\u064b\u0627. \u0628\u062f\u0627 \u0644\u0647\u0627 \u0641\u0631\u0642 \u0627\u0644\u0640 720 \u062f\u0648\u0644\u0627\u0631\u064b\u0627 \u0634\u0647\u0631\u064a\u064b\u0627 \u0643\u0628\u064a\u0631\u064b\u0627. \u0628\u0639\u062f \u062f\u0631\u0627\u0633\u0629 \u0627\u0644\u062e\u064a\u0627\u0631\u0627\u062a\u060c \u062a\u0628\u064a\u0646 \u0623\u0646 \u0627\u0644\u0642\u0631\u0636 \u0644\u0645\u062f\u0629 15 \u0639\u0627\u0645\u064b\u0627 \u0633\u064a\u064f\u0645\u0643\u0651\u0646\u0647\u0627 \u0645\u0646 \u0633\u062f\u0627\u062f \u0623\u0642\u0633\u0627\u0637 \u0627\u0644\u0631\u0647\u0646 \u0627\u0644\u0639\u0642\u0627\u0631\u064a \u0628\u0627\u0644\u0643\u0627\u0645\u0644 \u0639\u0646\u062f \u0628\u0644\u0648\u063a\u0647\u0627 53 \u0639\u0627\u0645\u064b\u0627\u060c \u0628\u0627\u0644\u062a\u0632\u0627\u0645\u0646 \u0645\u0639 \u0627\u0644\u062a\u062d\u0627\u0642 \u0623\u0628\u0646\u0627\u0626\u0647\u0627 \u0628\u0627\u0644\u062c\u0627\u0645\u0639\u0629. \u0623\u0645\u0627 \u0627\u0644\u0642\u0631\u0636 \u0644\u0645\u062f\u0629 30 \u0639\u0627\u0645\u064b\u0627\u060c \u0641\u0633\u064a\u064f\u0628\u0642\u064a\u0647\u0627 \u0645\u064f\u0644\u0632\u0645\u0629 \u0628\u0627\u0644\u062f\u0641\u0639 \u062d\u062a\u0649 \u0633\u0646 68. \u0642\u0627\u0645\u062a \u0627\u0644\u0645\u0639\u0644\u0645\u0629 \u0628\u062a\u0642\u0644\u064a\u0635 \u0646\u0641\u0642\u0627\u062a\u0647\u0627 \u063a\u064a\u0631 \u0627\u0644\u0636\u0631\u0648\u0631\u064a\u0629\u060c \u0648\u0627\u062e\u062a\u0627\u0631\u062a \u0627\u0644\u0642\u0631\u0636 \u0644\u0645\u062f\u0629 15 \u0639\u0627\u0645\u064b\u0627\u060c \u0648\u062a\u0639\u062a\u0628\u0631\u0647 \u0623\u0641\u0636\u0644 \u0642\u0631\u0627\u0631 \u0645\u0627\u0644\u064a \u0627\u062a\u062e\u0630\u062a\u0647 \u0641\u064a \u062d\u064a\u0627\u062a\u0647\u0627.<\/em><\/p>\n

\u0645\u062a\u0649 \u064a\u0643\u0648\u0646 \u0627\u0644\u0631\u0647\u0646 \u0627\u0644\u0639\u0642\u0627\u0631\u064a \u0644\u0645\u062f\u0629 30 \u0639\u0627\u0645\u064b\u0627 \u0623\u0643\u062b\u0631 \u0645\u0646\u0637\u0642\u064a\u0629<\/h2>\n

\u064a\u064f\u0639\u062f\u0651 \u0627\u0644\u0631\u0647\u0646 \u0627\u0644\u0639\u0642\u0627\u0631\u064a \u0644\u0645\u062f\u0629 30 \u0639\u0627\u0645\u064b\u0627 \u0623\u0643\u062b\u0631 \u0645\u0646\u0637\u0642\u064a\u0629 \u0645\u0646 \u0627\u0644\u0631\u0647\u0646 \u0627\u0644\u0639\u0642\u0627\u0631\u064a \u0644\u0645\u062f\u0629 15 \u0639\u0627\u0645\u064b\u0627 \u0641\u064a \u0623\u0631\u0628\u0639 \u062d\u0627\u0644\u0627\u062a: \u0639\u0646\u062f\u0645\u0627 \u064a\u0643\u0648\u0646 \u0627\u0644\u062f\u062e\u0644 \u0645\u062a\u063a\u064a\u0631\u064b\u0627 \u0623\u0648 \u063a\u064a\u0631 \u0645\u0633\u062a\u0642\u0631 (\u062d\u064a\u062b \u064a\u062d\u0645\u064a \u0627\u0644\u0642\u0633\u0637 \u0627\u0644\u0645\u0646\u062e\u0641\u0636 \u0645\u0646 \u0627\u0644\u0623\u0634\u0647\u0631 \u0627\u0644\u0639\u062c\u0627\u0641)\u060c \u0648\u0639\u0646\u062f\u0645\u0627 \u064a\u062c\u0628 \u0633\u062f\u0627\u062f \u0627\u0644\u062f\u064a\u0648\u0646 \u0630\u0627\u062a \u0627\u0644\u0641\u0627\u0626\u062f\u0629 \u0627\u0644\u0645\u0631\u062a\u0641\u0639\u0629 \u0623\u0648\u0644\u0627\u064b (\u062a\u0643\u0644\u0641\u0629 \u062f\u064a\u0648\u0646 \u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646 \u0628\u0646\u0633\u0628\u0629 24% \u0623\u0639\u0644\u0649 \u0645\u0646 \u0641\u0631\u0642 \u0633\u0639\u0631 \u0627\u0644\u0631\u0647\u0646 \u0627\u0644\u0639\u0642\u0627\u0631\u064a)\u060c \u0648\u0639\u0646\u062f\u0645\u0627 \u064a\u062a\u0645 \u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0627\u0644\u0641\u0631\u0642 \u0627\u0644\u0634\u0647\u0631\u064a \u0627\u0644\u0630\u064a \u064a\u062a\u0631\u0627\u0648\u062d \u0628\u064a\u0646 600 \u06481000 \u062f\u0648\u0644\u0627\u0631 \u0628\u0627\u0633\u062a\u0645\u0631\u0627\u0631 \u0628\u0639\u0648\u0627\u0626\u062f \u0623\u0639\u0644\u0649 \u0645\u0646 \u0633\u0639\u0631 \u0627\u0644\u0631\u0647\u0646 \u0627\u0644\u0639\u0642\u0627\u0631\u064a\u060c \u0623\u0648 \u0639\u0646\u062f\u0645\u0627 \u064a\u0624\u062f\u064a \u0627\u0644\u0642\u0633\u0637 \u0627\u0644\u0623\u0639\u0644\u0649 \u0625\u0644\u0649 \u0625\u062c\u0647\u0627\u062f \u0645\u064a\u0632\u0627\u0646\u064a\u062a\u0643 \u0625\u0644\u0649 \u062d\u062f \u0627\u0644\u062a\u0648\u062a\u0631 \u0627\u0644\u0645\u0627\u0644\u064a \u0623\u0648 \u0627\u0644\u062a\u062e\u0644\u0641 \u0639\u0646 \u0627\u0644\u0633\u062f\u0627\u062f.<\/p>\n\n\n\n\n\n\n\n
808 \u062f\u0648\u0644\u0627\u0631\u064b\u0627 \u0634\u0647\u0631\u064a\u064b\u0627 \u0645\u0633\u062a\u062b\u0645\u0631\u0629 \u0628\u062f\u0644\u0627\u064b \u0645\u0646 \u0630\u0644\u0643<\/th>\n\u0645\u0639\u062f\u0644 \u0627\u0644\u0625\u0631\u062c\u0627\u0639<\/th>\n\u0627\u0644\u0642\u064a\u0645\u0629 \u0628\u0639\u062f 15 \u0639\u0627\u0645\u064b\u0627<\/th>\n<\/tr>\n<\/thead>\n
\u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0627\u0644\u0634\u0647\u0631\u064a<\/td>\n5%<\/td>\n$213,400<\/td>\n<\/tr>\n
\u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0627\u0644\u0634\u0647\u0631\u064a<\/td>\n7%<\/td>\n$255,000<\/td>\n<\/tr>\n
\u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0627\u0644\u0634\u0647\u0631\u064a<\/td>\n10%<\/td>\n$336,800<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

\u0644\u0627 \u064a\u064f\u0631\u062c\u0651\u062d \u0627\u0644\u062d\u0633\u0627\u0628 \u0643\u0641\u0629 \u0627\u0644\u0642\u0631\u0636 \u0630\u064a \u0627\u0644\u062b\u0644\u0627\u062b\u064a\u0646 \u0639\u0627\u0645\u064b\u0627 \u0625\u0644\u0627 \u0625\u0630\u0627 \u0627\u0633\u062a\u062b\u0645\u0631\u062a \u0627\u0644\u0641\u0631\u0642 \u0634\u0647\u0631\u064a\u064b\u0627 \u0644\u0645\u062f\u0629 \u062e\u0645\u0633\u0629 \u0639\u0634\u0631 \u0639\u0627\u0645\u064b\u0627\u060c \u0648\u0647\u0648 \u0627\u0644\u062a\u0632\u0627\u0645 \u0644\u0627 \u064a\u0644\u062a\u0632\u0645 \u0628\u0647 \u0645\u0639\u0638\u0645 \u0627\u0644\u0646\u0627\u0633. \u0623\u0645\u0627 \u0627\u0644\u0642\u0631\u0636 \u0627\u0644\u0639\u0642\u0627\u0631\u064a \u0630\u0648 \u0627\u0644\u062e\u0645\u0633\u0629 \u0639\u0634\u0631 \u0639\u0627\u0645\u064b\u0627 \u0641\u064a\u064f\u0644\u0632\u0645 \u0628\u0627\u0644\u0627\u062f\u062e\u0627\u0631 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0627\u0644\u062a\u0632\u0627\u0645 \u0642\u0627\u0646\u0648\u0646\u064a \u0645\u064f\u0644\u0632\u0645.<\/p>\n

\u0627\u0644\u062d\u0644 \u0627\u0644\u0648\u0633\u0637: \u062f\u0641\u0639\u0627\u062a \u0625\u0636\u0627\u0641\u064a\u0629 \u0639\u0644\u0649 \u0642\u0631\u0636 \u0645\u062f\u062a\u0647 30 \u0639\u0627\u0645\u064b\u0627<\/h2>\n

\u064a\u064f\u062d\u0642\u0642 \u0633\u062f\u0627\u062f \u062f\u0641\u0639\u0627\u062a \u0625\u0636\u0627\u0641\u064a\u0629 \u0645\u0646 \u0623\u0635\u0644 \u0627\u0644\u0642\u0631\u0636 \u0627\u0644\u0639\u0642\u0627\u0631\u064a \u0644\u0645\u062f\u0629 30 \u0639\u0627\u0645\u064b\u0627 \u0646\u062a\u0627\u0626\u062c \u0623\u0642\u0631\u0628 \u0625\u0644\u0649 \u0645\u062f\u0629 15 \u0639\u0627\u0645\u064b\u0627 \u0645\u0639 \u0627\u0644\u062d\u0641\u0627\u0638 \u0639\u0644\u0649 \u0645\u0631\u0648\u0646\u0629 \u0627\u0644\u0633\u062f\u0627\u062f. \u0641\u0625\u0636\u0627\u0641\u0629 \u0645\u0628\u0644\u063a \u064a\u062a\u0631\u0627\u0648\u062d \u0628\u064a\u0646 400 \u0648500 \u062f\u0648\u0644\u0627\u0631 \u0634\u0647\u0631\u064a\u064b\u0627 \u0625\u0644\u0649 \u0642\u0631\u0636 \u0639\u0642\u0627\u0631\u064a \u0628\u0642\u064a\u0645\u0629 400,000 \u062f\u0648\u0644\u0627\u0631 \u0644\u0645\u062f\u0629 30 \u0639\u0627\u0645\u064b\u0627 \u0628\u0641\u0627\u0626\u062f\u0629 6.8% \u064a\u064f\u0645\u0643\u0646 \u0623\u0646 \u064a\u064f\u0642\u0644\u0644 \u0645\u062f\u0629 \u0627\u0644\u0642\u0631\u0636 \u0645\u0646 30 \u0639\u0627\u0645\u064b\u0627 \u0625\u0644\u0649 \u062d\u0648\u0627\u0644\u064a 20 \u0639\u0627\u0645\u064b\u0627\u060c \u0648\u064a\u064f\u0648\u0641\u0631 \u0623\u0643\u062b\u0631 \u0645\u0646 200,000 \u062f\u0648\u0644\u0627\u0631 \u0645\u0646 \u0627\u0644\u0641\u0648\u0627\u0626\u062f\u060c \u0645\u0639 \u0627\u0644\u0627\u062d\u062a\u0641\u0627\u0638 \u0628\u062e\u064a\u0627\u0631 \u0633\u062f\u0627\u062f \u0627\u0644\u062d\u062f \u0627\u0644\u0623\u062f\u0646\u0649 \u0641\u0642\u0637 \u0641\u064a \u062d\u0627\u0644 \u0648\u062c\u0648\u062f \u0635\u0639\u0648\u0628\u0627\u062a \u0645\u0627\u0644\u064a\u0629. \u0648\u062a\u064f\u0639\u062f \u0647\u0630\u0647 \u0627\u0644\u0645\u0631\u0648\u0646\u0629 \u0627\u0644\u0645\u064a\u0632\u0629 \u0627\u0644\u0631\u0626\u064a\u0633\u064a\u0629 \u0644\u0627\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a\u0629 \u0627\u0644\u062f\u0641\u0639\u0627\u062a \u0627\u0644\u0625\u0636\u0627\u0641\u064a\u0629 \u0645\u0642\u0627\u0631\u0646\u0629\u064b \u0628\u0627\u0644\u0627\u0644\u062a\u0632\u0627\u0645 \u0627\u0644\u0641\u0639\u0644\u064a \u0644\u0645\u062f\u0629 15 \u0639\u0627\u0645\u064b\u0627.<\/p>\n

\u0627\u0633\u062a\u062e\u062f\u0645 \u062d\u0627\u0633\u0628\u0629 \u0633\u062f\u0627\u062f \u0627\u0644\u0642\u0631\u0648\u0636<\/a> \u0641\u064a ToolsTecique\u060c \u064a\u0645\u0643\u0646 \u0648\u0636\u0639 \u0646\u0645\u0648\u0630\u062c \u062f\u0642\u064a\u0642 \u0644\u0643\u064a\u0641\u064a\u0629 \u062a\u0623\u062b\u064a\u0631 \u0627\u0644\u0645\u062f\u0641\u0648\u0639\u0627\u062a \u0627\u0644\u0634\u0647\u0631\u064a\u0629 \u0627\u0644\u0625\u0636\u0627\u0641\u064a\u0629 \u0639\u0644\u0649 \u062a\u0627\u0631\u064a\u062e \u0627\u0644\u0633\u062f\u0627\u062f \u0648\u062a\u0643\u0644\u0641\u0629 \u0627\u0644\u0641\u0627\u0626\u062f\u0629 \u0627\u0644\u0625\u062c\u0645\u0627\u0644\u064a\u0629.<\/p>\n

\u0645\u0646 \u0648\u0627\u0642\u0639 \u0627\u0644\u062a\u062c\u0631\u0628\u0629: \u0633\u0623\u0644 \u0632\u0648\u062c\u0627\u0646 \u0634\u0627\u0628\u0627\u0646 \u064a\u062e\u0637\u0637\u0627\u0646 \u0644\u0628\u064a\u0639 \u0645\u0646\u0632\u0644\u0647\u0645\u0627 \u0627\u0644\u0623\u0648\u0644 \u062e\u0644\u0627\u0644 4 \u0625\u0644\u0649 6 \u0633\u0646\u0648\u0627\u062a \u0639\u0646 \u0623\u0641\u0636\u0644 \u062e\u064a\u0627\u0631 \u0644\u0642\u0631\u0636 \u0639\u0642\u0627\u0631\u064a\u060c \u0647\u0644 \u0647\u0648 \u0644\u0645\u062f\u0629 15 \u0639\u0627\u0645\u064b\u0627 \u0623\u0645 30 \u0639\u0627\u0645\u064b\u0627\u061f \u0643\u0627\u0646 \u0627\u0644\u0642\u0631\u0636 \u0644\u0645\u062f\u0629 15 \u0639\u0627\u0645\u064b\u0627 \u0633\u064a\u0648\u0641\u0631 \u0644\u0647\u0645\u0627 127,000 \u062f\u0648\u0644\u0627\u0631\u064b\u0627 \u0639\u0644\u0649 \u0645\u062f\u0627\u0631 \u0627\u0644\u0645\u062f\u0629 \u0627\u0644\u0643\u0627\u0645\u0644\u0629\u060c \u0644\u0643\u0646\u0647\u0645\u0627 \u0643\u0627\u0646\u0627 \u0633\u064a\u063a\u0627\u062f\u0631\u0627\u0646 \u0627\u0644\u0645\u0646\u0632\u0644 \u0628\u0639\u062f 5 \u0633\u0646\u0648\u0627\u062a. \u0639\u0644\u0649 \u0645\u062f\u0627\u0631 5 \u0633\u0646\u0648\u0627\u062a\u060c \u0643\u0644\u0641\u0647\u0645 \u0627\u0644\u0642\u0631\u0636 \u0644\u0645\u062f\u0629 30 \u0639\u0627\u0645\u064b\u0627 12,400 \u062f\u0648\u0644\u0627\u0631\u064b\u0627 \u0625\u0636\u0627\u0641\u064a\u0629 \u0643\u0641\u0648\u0627\u0626\u062f. \u0623\u0645\u0627 \u0627\u0644\u0642\u0631\u0636 \u0644\u0645\u062f\u0629 15 \u0639\u0627\u0645\u064b\u0627\u060c \u0641\u0642\u062f \u0643\u0644\u0641\u0647\u0645 48,600 \u062f\u0648\u0644\u0627\u0631\u064b\u0627 \u0625\u0636\u0627\u0641\u064a\u0629 \u0643\u0623\u0642\u0633\u0627\u0637 \u0634\u0647\u0631\u064a\u0629 \u0623\u0639\u0644\u0649. \u0627\u0644\u0646\u062a\u064a\u062c\u0629 \u0627\u0644\u0646\u0647\u0627\u0626\u064a\u0629: \u0643\u0627\u0646 \u0627\u0644\u0642\u0631\u0636 \u0644\u0645\u062f\u0629 30 \u0639\u0627\u0645\u064b\u0627 \u0623\u0648\u0641\u0631 \u0644\u0647\u0645\u0627 \u0628\u0645\u0642\u062f\u0627\u0631 36,200 \u062f\u0648\u0644\u0627\u0631\u064b\u0627 \u0641\u064a \u062d\u0627\u0644\u062a\u0647\u0645\u0627. \u0645\u062f\u0629 \u0627\u0644\u0642\u0631\u0636 \u0645\u0647\u0645\u0629\u060c \u0648\u0643\u0630\u0644\u0643 \u0645\u062f\u0629 \u0627\u0644\u0625\u0642\u0627\u0645\u0629 \u0641\u064a\u0647.<\/em><\/p>\n

\u0627\u0644\u0623\u0633\u0626\u0644\u0629 \u0627\u0644\u0634\u0627\u0626\u0639\u0629<\/h2>\n

\u0633: \u0647\u0644 \u0627\u0644\u0631\u0647\u0646 \u0627\u0644\u0639\u0642\u0627\u0631\u064a \u0644\u0645\u062f\u0629 15 \u0639\u0627\u0645\u064b\u0627 \u0623\u0641\u0636\u0644 \u062f\u0627\u0626\u0645\u064b\u0627 \u0645\u0646 \u0627\u0644\u0631\u0647\u0646 \u0627\u0644\u0639\u0642\u0627\u0631\u064a \u0644\u0645\u062f\u0629 30 \u0639\u0627\u0645\u064b\u0627\u061f<\/strong>
\n\u062c: \u0644\u064a\u0633 \u062f\u0627\u0626\u0645\u064b\u0627. \u064a\u064f\u0639\u062f\u0651 \u0627\u0644\u0642\u0631\u0636 \u0644\u0645\u062f\u0629 15 \u0639\u0627\u0645\u064b\u0627 \u062e\u064a\u0627\u0631\u064b\u0627 \u0623\u0641\u0636\u0644 \u0645\u0646 \u0627\u0644\u0646\u0627\u062d\u064a\u0629 \u0627\u0644\u062d\u0633\u0627\u0628\u064a\u0629 \u0644\u0644\u0645\u0642\u062a\u0631\u0636\u064a\u0646 \u0627\u0644\u0630\u064a\u0646 \u064a\u0644\u062a\u0632\u0645\u0648\u0646 \u0628\u0627\u0644\u0633\u062f\u0627\u062f \u0639\u0644\u0649 \u0627\u0644\u0645\u062f\u0649 \u0627\u0644\u0637\u0648\u064a\u0644 \u0648\u0644\u062f\u064a\u0647\u0645 \u062f\u062e\u0644 \u062b\u0627\u0628\u062a \u0648\u0644\u0627 \u062a\u0648\u062c\u062f \u0639\u0644\u064a\u0647\u0645 \u062f\u064a\u0648\u0646 \u0628\u0641\u0627\u0626\u062f\u0629 \u0645\u0631\u062a\u0641\u0639\u0629. \u0623\u0645\u0627 \u0627\u0644\u0642\u0631\u0636 \u0644\u0645\u062f\u0629 30 \u0639\u0627\u0645\u064b\u0627 \u0641\u064a\u0646\u0627\u0633\u0628 \u0627\u0644\u0645\u0634\u062a\u0631\u064a\u0646 \u0630\u0648\u064a \u0627\u0644\u062f\u062e\u0644 \u0627\u0644\u0645\u062a\u0642\u0644\u0628\u060c \u0623\u0648 \u0627\u0644\u0630\u064a\u0646 \u0644\u062f\u064a\u0647\u0645 \u062f\u064a\u0648\u0646 \u0623\u062e\u0631\u0649 \u0643\u0628\u064a\u0631\u0629\u060c \u0623\u0648 \u0627\u0644\u0630\u064a\u0646 \u064a\u062a\u0645\u062a\u0639\u0648\u0646 \u0628\u0627\u0646\u0636\u0628\u0627\u0637 \u0627\u0633\u062a\u062b\u0645\u0627\u0631\u064a \u0642\u0648\u064a. \u064a\u0639\u062a\u0645\u062f \u0627\u0644\u062e\u064a\u0627\u0631 \u0627\u0644\u0623\u0645\u062b\u0644 \u0639\u0644\u0649 \u0648\u0636\u0639\u0643 \u0627\u0644\u0634\u062e\u0635\u064a\u060c \u0648\u0644\u064a\u0633 \u0642\u0627\u0639\u062f\u0629 \u0639\u0627\u0645\u0629.<\/p>\n

\u0633: \u0643\u0645 \u064a\u0632\u064a\u062f \u0645\u0628\u0644\u063a \u0627\u0644\u062f\u0641\u0639\u0629 \u0644\u0645\u062f\u0629 15 \u0639\u0627\u0645\u064b\u0627 \u0639\u0646 \u0645\u0628\u0644\u063a \u0627\u0644\u062f\u0641\u0639\u0629 \u0644\u0645\u062f\u0629 30 \u0639\u0627\u0645\u064b\u0627\u061f<\/strong>
\n\u062c: \u0639\u0627\u062f\u0629\u064b \u0645\u0627 \u062a\u0643\u0648\u0646 \u0623\u0639\u0644\u0649 \u0628\u0646\u0633\u0628\u0629 \u062a\u062a\u0631\u0627\u0648\u062d \u0628\u064a\u0646 35% \u064845%. \u0639\u0644\u0649 \u0633\u0628\u064a\u0644 \u0627\u0644\u0645\u062b\u0627\u0644\u060c \u0641\u064a \u0642\u0631\u0636 \u0628\u0642\u064a\u0645\u0629 400,000 \u062f\u0648\u0644\u0627\u0631 \u0623\u0645\u0631\u064a\u0643\u064a \u0628\u0623\u0633\u0639\u0627\u0631 \u0641\u0627\u0626\u062f\u0629 \u0639\u0627\u0645 2026\u060c \u064a\u0628\u0644\u063a \u0627\u0644\u0641\u0631\u0642 \u062d\u0648\u0627\u0644\u064a 808 \u062f\u0648\u0644\u0627\u0631\u0627\u062a \u0623\u0645\u0631\u064a\u0643\u064a\u0629 \u0634\u0647\u0631\u064a\u064b\u0627. \u0627\u0633\u062a\u062e\u062f\u0645 \u062d\u0627\u0633\u0628\u0629 \u0627\u0644\u0631\u0647\u0646 \u0627\u0644\u0639\u0642\u0627\u0631\u064a<\/a> \u0644\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0627\u0644\u0623\u0631\u0642\u0627\u0645 \u0627\u0644\u062f\u0642\u064a\u0642\u0629\u060c \u062a\u0641\u0636\u0644 \u0628\u0632\u064a\u0627\u0631\u0629 \u0645\u0648\u0642\u0639 ToolsTecique.<\/p>\n

\u0633: \u0647\u0644 \u062a\u062a\u0645\u064a\u0632 \u0642\u0631\u0648\u0636 \u0627\u0644\u0631\u0647\u0646 \u0627\u0644\u0639\u0642\u0627\u0631\u064a \u0644\u0645\u062f\u0629 15 \u0639\u0627\u0645\u064b\u0627 \u0628\u0623\u0633\u0639\u0627\u0631 \u0641\u0627\u0626\u062f\u0629 \u0623\u0642\u0644\u061f<\/strong>
\n\u062c: \u0646\u0639\u0645. \u0641\u064a \u0639\u0627\u0645 2026\u060c \u0633\u064a\u0643\u0648\u0646 \u0645\u0639\u062f\u0644 \u0627\u0644\u0641\u0627\u0626\u062f\u0629 \u0644\u0645\u062f\u0629 15 \u0639\u0627\u0645\u064b\u0627 \u0623\u0642\u0644 \u0628\u0646\u0633\u0628\u0629 \u062a\u062a\u0631\u0627\u0648\u062d \u0628\u064a\u0646 0.5% \u06480.7% \u062a\u0642\u0631\u064a\u0628\u064b\u0627 \u0645\u0646 \u0627\u0644\u0645\u0639\u062f\u0644 \u0627\u0644\u0645\u0643\u0627\u0641\u0626 \u0644\u0645\u062f\u0629 30 \u0639\u0627\u0645\u064b\u0627\u060c \u0644\u0643\u0644 \u0628\u0646\u0643\u0631\u064a\u062a<\/a>\u0625\u0646 \u0645\u064a\u0632\u0629 \u0627\u0644\u0633\u0639\u0631 \u0647\u0630\u0647 \u062a\u062c\u0639\u0644 \u0625\u062c\u0645\u0627\u0644\u064a \u0648\u0641\u0648\u0631\u0627\u062a \u0627\u0644\u0641\u0627\u0626\u062f\u0629 \u0623\u0643\u0628\u0631 \u0645\u0645\u0627 \u062a\u0648\u062d\u064a \u0628\u0647 \u0645\u0642\u0627\u0631\u0646\u0629 \u0627\u0644\u062f\u0641\u0639\u0627\u062a \u0648\u062d\u062f\u0647\u0627.<\/p>\n

\u0633: \u0645\u0627\u0630\u0627 \u0644\u0648 \u062d\u0635\u0644\u062a \u0639\u0644\u0649 \u0642\u0631\u0636 \u0639\u0642\u0627\u0631\u064a \u0644\u0645\u062f\u0629 30 \u0639\u0627\u0645\u064b\u0627 \u0648\u0642\u0645\u062a \u0628\u062f\u0641\u0639\u0627\u062a \u0625\u0636\u0627\u0641\u064a\u0629\u061f<\/strong>
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